On a tiny scale, my employer just informed us that we are switching insurers effective 7/1. Any deductibles paid to Old Insurer are null & new deductibles with New Insurer will start then. And only one of the two hospital systems in town is covered, so if you go to the Wrong One, you either need a new doctor or you pay them yourself. The whole system is rigged against us.
There's an engineering saying that goes "The purpose of the system is what it does. " American makes a lot more sense when you realize the purpose of it is to extract as much wealth from the bottom and bring it to the top.
The people who designed the system do not care whether sick folks get better or die. Regardless of whether or not their service is effective, they will always have more customers. For them, you running out of money and dieing due to not being able to afford it is of no consequence. It's worse than corpo greed. It's medical corpo greed.
"Say....vings?" What does that mean? Are you telling me people have enough money to live AND extra to just "save?" Maybe capitalism invented cancer to correct that oversight.
In the US, even people with insurance can go broke. I had a cadillac plan and still got a $200K hospital bill when my twins were born. It took a couple years to get Blue Cross to pay it. They repeatedly rejected every bill as a duplicate charge and forced us to explain on every line item that the reason it looked like a duplicate is because it was for twins. Just a fucking disgusting attempt to exhaust us. Mangione the whole fucking thing to the ground!
Republican policies have historically delivered tax cuts to those earning above ~$230K and up, and burden those more who are making less. The move is to get you to vote against ones own self-interest by saying it's about taking your guns or that there's a gay or Foreigner in your neighborhood a single mother of six getting free food and having abortions. They're promoting fear over our self-interest.
I had an MRI last month. The "facility fee" alone cost me $1300. That's AFTER insurance. I had to set up a payment plan for it and then a second bill came for the test itself and the fees for the doctors.
My neighbor, who voted for Kennedy, is about to die from cancer. His family is currently trying to sell his motorcycle to pay for his end of life care.
Aussie here, my cancer pills are $5000 per month. I pay $25 and the government pays the balance. Yes, people do pay private health insurance but low income people do not. Full family cover is about $5000 per year no matter how many kids you have. If you are unemployed then you pay nothing but if you need a non urgent operation you will need to wait. I am glad I wasn't born in the USA.
Yep, trying to get on the list for a kidney transplant, 6 months to see a cardiologist so they can look at an EKG that has been looked at and say 'Looks good, get on the list'. I could of gotten in sooner but it has to be theirs, which costs me double what it costs me by going to my local cardiologist...
What many in the US don't realize is the bargaining power of social health care. Our health insurances are on a fixed budget and will mercilessly haggle prices with pharma companies f.ex. That whole bloated industry overcharging for every little thing doesn't exist. A person with diabetes costs the german insurances 600€ a year, including meds, doctors' visits, supplies, lab tests, etc. With a copay of 5-10€ per prescription for the patient. The same can easily cost $600 a month in the US.
Traditional medicare works just fine. And people could get private supplemental insurance for a reasonable rate that would cover the 20% that Medicare didn’t until the Republican Congress decided that that plan just encouraged people to use healthcare services and stopped it. My mom pays $180 a month for her supplement plan and won’t see a doctor, hospital or medical durable equipment bill as long as she can afford that. And her doctors get paid a reasonable rate. Medicare part C is hot garbage.
Again, universal and equitable access to education and healthcare, developed world basics. The capitalist profit motive drives prices UP, way the fuck up.
It CAN be done and done cheaper as proven by several countries ALREADY doing it. There are regressive assholes that want the American model in place that's how bad the incessant propaganda is, I see people gaining clear benefit already buying the bait it's not sustainable when it has been for decades and economy of scale should make it easy.
No because in California theres prop 65 they need to label carcinogens with sticker so you can avoid them... Well except for the fact that the sticker is on everything.
With the amount of radiation and toxic waste the US government has exposed its populations to I think cancer treatment SHOULD be affordable if not free. (The Nukeface Papers)
to be fair; its not obvious to me why someone who has a million dollars wouldnt pay a good share of his own care. The real issue is inequality, the issue of who should pay for which calamities as long as doing so doesnt increase inequality is kinda separate. Or more to the point, in an equal system bottom half would have about 30K more a year, you COULD tax the 15K and only give 15K, or even some hybrid...anyway healthcare costs are a symptom, not the disease. the disease is nequality
multimillinaires might cover their costs regardless of their ailment. a millionaire with high medical expenses would not, andits not clear to me why they should get free treatment paid for in art by ppl much poorer than them. Moreover i tried to differentate between equality and security. i absolutely want radical equality. im not too sure about the security, definitely not the radical one.
There is never enough. We see it across the board. The rich are always hungry for more and more. Even those billionaires who vowed to give away their wealth increased it immensely since the pledges. There is no satisfying those urges.
The original plan for both CHIP (childhood insurance program) and Medicare was to start at the two age extremes and then expand coverage to everyone once the kinks had been worked out. We don’t want Medicaid - we want Medicare - aka single payer healthcare funded at the federal (as opposed to the state) level so that the same program follows you no matter where you live. And we want Medicare because it pays for a lot more, at a higher rate, and has greater quality metrics than Medicaid.
Could show them it would save them thousands a year and they would still complain about paying for someone's health care and how they should be paying for themselves.
It's a combination of stupidity, stubbornness, and a complete lack of empathy for anyone that isnt themselves.
What's weird is that is how health insurance works. When you pay, you are paying for someone else's treatment. When you get sick, other people are paying yours.
Yep, the general premise of insurance is to spread the risk and costs across all policies. It's how homes are rebuilt after a fire or tornado. It's how people have $100k SUV's and trucks are totaled and replaced. It's how hundreds of acres of crops are damaged in a hail storm are covered and not bankrupt the farmers into losing their land.
foxpotate
All for profit "healthcare" insurers are mass murderers.
emarieshanks28
On a tiny scale, my employer just informed us that we are switching insurers effective 7/1. Any deductibles paid to Old Insurer are null & new deductibles with New Insurer will start then. And only one of the two hospital systems in town is covered, so if you go to the Wrong One, you either need a new doctor or you pay them yourself. The whole system is rigged against us.
ilikepot8os
There's an engineering saying that goes "The purpose of the system is what it does. "
American makes a lot more sense when you realize the purpose of it is to extract as much wealth from the bottom and bring it to the top.
anjeleyezjr
The people who designed the system do not care whether sick folks get better or die. Regardless of whether or not their service is effective, they will always have more customers. For them, you running out of money and dieing due to not being able to afford it is of no consequence. It's worse than corpo greed. It's medical corpo greed.
d4m4s74
The system works, just not for the cancer patients
HairyChairstepper
"Say....vings?" What does that mean? Are you telling me people have enough money to live AND extra to just "save?" Maybe capitalism invented cancer to correct that oversight.
TexMexHex
My butt bleeds all the time. No health insurance... https://media4.giphy.com/media/v1.Y2lkPWE1NzM3M2U1NXo0ZGw0cGZ5d21xN2pteDFmcWRkMXV6aXZpcnluMDh4a3VzOWQ0NSZlcD12MV9naWZzX3NlYXJjaCZjdD1n/3CU5tmCJy8zMoN3mMD/200w.webp
WickedSludge
And here I thought it was just me. #Buttholebleedingfam
pgdave
Jokes on you - this is just because people have little to no life savings
GimcrackGewgaw
In the US, even people with insurance can go broke. I had a cadillac plan and still got a $200K hospital bill when my twins were born. It took a couple years to get Blue Cross to pay it. They repeatedly rejected every bill as a duplicate charge and forced us to explain on every line item that the reason it looked like a duplicate is because it was for twins. Just a fucking disgusting attempt to exhaust us. Mangione the whole fucking thing to the ground!
frontseatdog
It doesn't help that most people have no savings anymore to begin with.
Shawnofavitch
Republican policies have historically delivered tax cuts to those earning above ~$230K and up, and burden those more who are making less. The move is to get you to vote against ones own self-interest by saying it's about taking your guns or that there's a gay or Foreigner in your neighborhood a single mother of six getting free food and having abortions. They're promoting fear over our self-interest.
cuttysark
This is one of the many reasons the USA is not a developed country
thegraphiteknight
I had an MRI last month. The "facility fee" alone cost me $1300. That's AFTER insurance. I had to set up a payment plan for it and then a second bill came for the test itself and the fees for the doctors.
RooGryphon
Id rather just off myself then go bankrupt just to get treatment in this country. But not before I take out a few corporate ceos and shareholders
zylokun
You CAN claim it you would just be laughed out of where you were
jimmythehat1
Yall have life savings?
beerkrump
Healthcare is the first of the "unalienable rights. Life.
MadamPuddifoot
My neighbor, who voted for Kennedy, is about to die from cancer. His family is currently trying to sell his motorcycle to pay for his end of life care.
NotAllowedToArgueUnlessYouPay
We've needed it for decades, but yeah.
PhennyPhom
RFKjr will just take away all prescription drugs and allow everyone to perish.
ziralien
The entire healthcare system, from hospitals to insurance, needs restructuring. The prices for all of it is beyond outrageous.
Toqom
The people profiting off healthcare need the guillotine
Nomestoo
Aussie here, my cancer pills are $5000 per month. I pay $25 and the government pays the balance. Yes, people do pay private health insurance but low income people do not. Full family cover is about $5000 per year no matter how many kids you have. If you are unemployed then you pay nothing but if you need a non urgent operation you will need to wait. I am glad I wasn't born in the USA.
5meoDMT
It just normal to us Aussies - USA really is a dystopian cluster fuck
zechor
If it is a non urgent operation or doctor visit you will wait in the US too. It takes between 6 months to 1 year for most specialists.
bamblebimble
For real, I had to reschedule an appointment with an endocrinologist and it got pushed out 9 months.
LittleAzie
Yep, trying to get on the list for a kidney transplant, 6 months to see a cardiologist so they can look at an EKG that has been looked at and say 'Looks good, get on the list'. I could of gotten in sooner but it has to be theirs, which costs me double what it costs me by going to my local cardiologist...
[deleted]
[deleted]
spinymouse
What many in the US don't realize is the bargaining power of social health care. Our health insurances are on a fixed budget and will mercilessly haggle prices with pharma companies f.ex. That whole bloated industry overcharging for every little thing doesn't exist. A person with diabetes costs the german insurances 600€ a year, including meds, doctors' visits, supplies, lab tests, etc. With a copay of 5-10€ per prescription for the patient. The same can easily cost $600 a month in the US.
req4adream99
Traditional medicare works just fine. And people could get private supplemental insurance for a reasonable rate that would cover the 20% that Medicare didn’t until the Republican Congress decided that that plan just encouraged people to use healthcare services and stopped it. My mom pays $180 a month for her supplement plan and won’t see a doctor, hospital or medical durable equipment bill as long as she can afford that. And her doctors get paid a reasonable rate. Medicare part C is hot garbage.
[deleted]
[deleted]
oddmog
America really is such a shithole it can never join the developed world in universal health coverage?
[deleted]
[deleted]
oddmog
Again, universal and equitable access to education and healthcare, developed world basics. The capitalist profit motive drives prices UP, way the fuck up.
It CAN be done and done cheaper as proven by several countries ALREADY doing it. There are regressive assholes that want the American model in place that's how bad the incessant propaganda is, I see people gaining clear benefit already buying the bait it's not sustainable when it has been for decades and economy of scale should make it easy.
OneMoreLime
It's just don't get cancer, it's not like all the food, and materials we interact with and consume on daily basis are carcinogenic right?
Tengenstein
Hate to break it to you buddy, but the only way to not get cancer is to die beforehand. Live long enough and everyone gets cancer
Lutki
Only if you live in California /s
OneMoreLime
No because in California theres prop 65 they need to label carcinogens with sticker so you can avoid them... Well except for the fact that the sticker is on everything.
crazyspelling
Ah yes, when it's cheaper to manufacture stickers than it is to check and see if your product actually causes cancer. It's such a joke around here.
TweakerTheBarbarian
The system is working as intended for those who built it.
WholeWheatBunnyHugger
With the amount of radiation and toxic waste the US government has exposed its populations to I think cancer treatment SHOULD be affordable if not free. (The Nukeface Papers)
RawSuger
to be fair; its not obvious to me why someone who has a million dollars wouldnt pay a good share of his own care. The real issue is inequality, the issue of who should pay for which calamities as long as doing so doesnt increase inequality is kinda separate. Or more to the point, in an equal system bottom half would have about 30K more a year, you COULD tax the 15K and only give 15K, or even some hybrid...anyway healthcare costs are a symptom, not the disease. the disease is nequality
Mistruths
Multimillionaires 𝘸𝘰𝘶𝘭𝘥 be paying a larger share of their own care, the same way everyone else should. 𝘛𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘢𝘹𝘦𝘴.
RawSuger
multimillinaires might cover their costs regardless of their ailment. a millionaire with high medical expenses would not, andits not clear to me why they should get free treatment paid for in art by ppl much poorer than them. Moreover i tried to differentate between equality and security. i absolutely want radical equality. im not too sure about the security, definitely not the radical one.
Clockworkdancerobot
There is never enough. We see it across the board. The rich are always hungry for more and more. Even those billionaires who vowed to give away their wealth increased it immensely since the pledges. There is no satisfying those urges.
RawSuger
i mean...noone says we have to hope they just volunteer it. the whole point of a democracy is to just take whats neededfor society to function
P0sit1veTh0ughts
Medicaid. Medicare is for people 65 and older normally….just…it’s Medicaid…Medicaid helps everyone..
NotSomoneElse68
The idea is to expand Medicare to cover everybody. Medicare is national. Medicaid is statewide.
req4adream99
The original plan for both CHIP (childhood insurance program) and Medicare was to start at the two age extremes and then expand coverage to everyone once the kinks had been worked out. We don’t want Medicaid - we want Medicare - aka single payer healthcare funded at the federal (as opposed to the state) level so that the same program follows you no matter where you live. And we want Medicare because it pays for a lot more, at a higher rate, and has greater quality metrics than Medicaid.
pandemicmodedad
Or just following Canada's Healthcare plan. Its not perfect but its better than what you get as americans
req4adream99
I mean, 90% of industrialized nations have better healthcare systems than the States. I’m pretty sure Cuba has a better healthcare system than the US.
CaldariBob
You COULD use an even more accurate term (socialized healthcare) for what people want, and scare the living shit outta certain other Americans...
xj4low
Could show them it would save them thousands a year and they would still complain about paying for someone's health care and how they should be paying for themselves.
It's a combination of stupidity, stubbornness, and a complete lack of empathy for anyone that isnt themselves.
Ticker1
What's weird is that is how health insurance works. When you pay, you are paying for someone else's treatment. When you get sick, other people are paying yours.
xj4low
Yep, the general premise of insurance is to spread the risk and costs across all policies. It's how homes are rebuilt after a fire or tornado. It's how people have $100k SUV's and trucks are totaled and replaced. It's how hundreds of acres of crops are damaged in a hail storm are covered and not bankrupt the farmers into losing their land.