I don’t play the lotto often, but $2 is worth the escapism at the moment.

Nov 4, 2022 8:51 PM

neospor1n

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1) I know take home is probably only in the 500 million range
2) for any of you saying ‘you didn’t win’. I’m going to politely disagree at this time

@OP If you win, I would like 1 Millions dollars for believing in you the whole time.

3 years ago | Likes 1 Dislikes 0

Well I guess we're splitting and not splitting the jackpot then.

3 years ago | Likes 1 Dislikes 0

The lottery is always won by someone. It isn’t undefeated. Good enough odds for a night of dreams.

3 years ago | Likes 1 Dislikes 0

v can I have 500k?

3 years ago | Likes 2 Dislikes 0

No, but we can discuss further at another time

3 years ago | Likes 1 Dislikes 0

Well, the numbers are in now. I went in on a pool with 3 friends $10 each. We didn't win. Odds of getting hit by lighting are waaaay higher.

3 years ago | Likes 1 Dislikes 0

Congrats on the win! Now you can afford rent for a year and buy milk.

3 years ago | Likes 4 Dislikes 0

@OP

3 years ago | Likes 1 Dislikes 0

"Thank you but i prefer it my way"

3 years ago | Likes 1 Dislikes 0

There's no proof you aren't going to win.

3 years ago | Likes 2 Dislikes 0

This is my sole reason for buying lottery tickets. A couple of days of sublime fantasy for a few bucks. Both longer and cheaper than a movie

3 years ago | Likes 8 Dislikes 0

Yea. I buy tickets as early as possible for a draw to maximize the $/hr of fantasy

3 years ago | Likes 8 Dislikes 0

Take the installments, it's more than enough to live on, you gain interest and you're sure not to blow it all at once.

3 years ago | Likes 2 Dislikes 0

I spent hours looking into the stats on lottery wins when I was bored at a gas station that sold them, it's not lookin good ?

3 years ago | Likes 1 Dislikes 0

I don't remember which lottery, but at the time, nobody had ever won with a single ticket. The winners were always people who bought a TON

3 years ago | Likes 1 Dislikes 0

It might be been powerball, this was 20 years ago and we had like 8 different ones we sold aside from all the scratch tickets

3 years ago | Likes 1 Dislikes 0

Also, the "expected" return on every $1 put into the lottery at the time was $0.40. Bc of all the small winners like if u get a few numbers

3 years ago | Likes 1 Dislikes 0

@op People say that the lottery is a tax on stupidity. They are wrong, it's a tax on hope.

3 years ago | Likes 9 Dislikes 0

$2 for 48 hours of hope? Well worth it. I know the math is against me buuuut shrug

3 years ago | Likes 8 Dislikes 0

Your odds of winning when buying a ticket are significantly higher than winning when you don't.

3 years ago | Likes 2 Dislikes 0

Yea, the increase from 0 to 1 ticket iOS astounding, 1 to 2 is negligible.

3 years ago | Likes 3 Dislikes 0

It’s schrodingers lottery if you just buy the tickets and put them in a box never to look at them again.

3 years ago | Likes 1 Dislikes 0

Will you be hiring henchmen up winning?

3 years ago | Likes 2 Dislikes 0

Hence men and fake mes. If you have brown hair and brown eyes you will be my doppelgänger

3 years ago | Likes 2 Dislikes 0

I do! Will boobs be an issue?

3 years ago | Likes 2 Dislikes 0

Nope, for me or my wife doppelgänger

3 years ago | Likes 3 Dislikes 0

Lol Perfect. My going doppelgänger rate is whatever you’re paying because I’m in no position to be picky.

3 years ago | Likes 2 Dislikes 0

$786 million or so.

3 years ago | Likes 1 Dislikes 0

And it lasts until you check the numbers, regardless of when they were actually drawn

3 years ago | Likes 6 Dislikes 0

Yea. I try to resist on Star days

3 years ago | Likes 2 Dislikes 0

I have this daydream A LOT, and it always seems kind of boring in retrospect. Buy a nice little place, a nice computer. 1/2

3 years ago | Likes 2 Dislikes 0

Take care of my people, pay off any debt, donate for kids/animals. Seems like obvious stuff, but when I do this it gets me through the day

3 years ago | Likes 1 Dislikes 0

I get it but for so many lotto winners their and their family's lives turn to shit and early death. Big scam

3 years ago | Likes 5 Dislikes 0

Yup thankfully both my wife and I are of the personalities to be assholes to everyone

3 years ago | Likes 3 Dislikes 1

"Only" 500mil... hell 100$ would help me so much. Guess I better start playing

3 years ago | Likes 1 Dislikes 0

Thanks for reminding me to get a ticket. I won't win, but I have the disposable income to justify trying.

3 years ago | Likes 1 Dislikes 0

Just remember, 10% reminder fee

3 years ago | Likes 2 Dislikes 0

I'll definitely remember that

3 years ago | Likes 1 Dislikes 0

Fine fine, I’ll take a flat 10 million. That’s less than 1%.

3 years ago | Likes 2 Dislikes 0

@OP, i just want you to know that you are a gentleman of distinction and good taste. Think of me when you need someone to hold your millions

3 years ago | Likes 1 Dislikes 0

I hope you win. You deserve it. And you're very kind and generous to everyone who believes in you and supports you.

3 years ago | Likes 1 Dislikes 0

I am! $2 to anyone who files a claim!!

3 years ago | Likes 2 Dislikes 0

I always buy one ticket when it goes over $1B. I usually consider the lottery "a tax on people who do not understand odds". It's only $3.

3 years ago | Likes 4 Dislikes 0

Our state lottery helped with my college tuition and our nieces and nephews and will help my kids. So thank you!

3 years ago | Likes 2 Dislikes 0

The lottery isn't a quantum event. Doesn't work.

3 years ago | Likes 22 Dislikes 7

We don’t actually know at which point quantum probability wave functions collapse; they *appear* to collapse, sometimes, but various-

3 years ago | Likes 2 Dislikes 0

serious models posit that that’s only because we’re included in those functions and thus also exist in a superposition state where we both-

3 years ago | Likes 2 Dislikes 0

see it collapse one way and then another, but never conscious of both at once

3 years ago | Likes 2 Dislikes 0

How do we know, though? How do we know anything is actually real?

3 years ago | Likes 6 Dislikes 0

3 years ago | Likes 2 Dislikes 1

3 years ago | Likes 3 Dislikes 0

Suppose they drew the balls by radioactive decay. Whatever ball gets hit by an alpha particle gets drawn.

3 years ago | Likes 9 Dislikes 0

...oh, lottery balls.

3 years ago | Likes 7 Dislikes 1

Unless you're looking for Schrodinger's Sterilization.

3 years ago | Likes 4 Dislikes 0

Naw, Alphas are easy to block. Just don't eat the source...

3 years ago | Likes 4 Dislikes 0

Why do they call it yellowcake if you're not supposed to eat it?

3 years ago | Likes 3 Dislikes 0

Lotteries should only be played for fun. They are a tax on hope and innumeracy.

3 years ago | Likes 18 Dislikes 0

they are played for fun

3 years ago | Likes 4 Dislikes 0

Yuuup, and I’m okay with it at this time

3 years ago | Likes 8 Dislikes 0

I told my team and peers that I played the lottery. Being a money guy, and very sturdy in costs...they were surprised. I told them...

3 years ago | Likes 36 Dislikes 0

I actually play every drawing. $4 wk * 52 wks is $208. I told them it's an annual subscription plan...

3 years ago | Likes 39 Dislikes 1

Whatever you tell yourself to convince you it’s not wasting money.

3 years ago | Likes 1 Dislikes 0

Eh ..piss away 200 on a tab 1 night out drinking. But I hear ya.

3 years ago | Likes 1 Dislikes 0

For a remote chance to call in rich and disappear from existence.

3 years ago | Likes 43 Dislikes 1

I see my mortgage as a subscription to not get hit by lightening in my sleep.

3 years ago | Likes 3 Dislikes 0

I buy a lotto ticket instead of a candy bar. I do it for my health

3 years ago | Likes 23 Dislikes 0

Lotto is a more engaging and full of emotional rollercoasters than most of what Netflix/HBO/Disney offers these days too.

3 years ago | Likes 4 Dislikes 1

But not more than a Hallmark holiday movie.

3 years ago | Likes 4 Dislikes 0

You only doing Mega Millions? Powerball draws 3 times a week, Mega twice. If you were playing both every drawing, that would be $520/yr.

3 years ago | Likes 14 Dislikes 0

I do whichever is bigger, but only once they break about 300MM

3 years ago | Likes 3 Dislikes 0

Did you just say "only" and "$500 million" in the same sentence?

3 years ago | Likes 179 Dislikes 2

I was thinking the saaaame thing

3 years ago | Likes 1 Dislikes 0

Yes. I did. I mean, it’s not like I bought twitter for 44 billion without blinkin an eye

3 years ago | Likes 72 Dislikes 2

It would be more, the full payout at 1.2b was over 550mil, this would probably be more around 700mil but honestly who's counting at that...

3 years ago | Likes 3 Dislikes 0

Point

3 years ago | Likes 2 Dislikes 0

Eh, after lump sum payout and about 40% In fed/state taxes, who knows

3 years ago | Likes 2 Dislikes 0

I assume to preempt the "actually you wouldn't be a billionaire" idiots. But yes, that's multiple yachts and houses money plus $400M in cash

3 years ago | Likes 2 Dislikes 0

600m$/yr puts you in the 1%er club. youre not quite "eat the rich" rich, but you can see it from there

3 years ago | Likes 1 Dislikes 0

As long as it puts me in the "eat the poor" category, I'll take it! Peasant under glass, anyone?

3 years ago | Likes 1 Dislikes 0

@op may have to get a second job just to get by if op wins. So sad

3 years ago | Likes 2 Dislikes 0

Is that all? Lol

3 years ago | Likes 5 Dislikes 1

It's over 2 billion, take home is 25%. Yep only

3 years ago | Likes 2 Dislikes 0

If it's the powerball take home is closer to 750 mill

3 years ago | Likes 3 Dislikes 0

But then pull off the 37% ish for taxes. It is still more money than I will see in my lifetime, but still.

3 years ago | Likes 3 Dislikes 0

No the take home is 750 of a 1.5 bill powerball

3 years ago | Likes 1 Dislikes 0

Isn’t it much less if you want to take it as a lump sum? Minus taxes on top of that.

2 years ago | Likes 1 Dislikes 0

Thought the same thing. I swear society's concept of large sums of money has gotten so skewed.

3 years ago | Likes 5 Dislikes 0

I'm assuming it's "only" in relation to the advertised total.

3 years ago | Likes 1 Dislikes 0

right now it's at $782 million cash value ($1.6 billion total prize)

3 years ago | Likes 15 Dislikes 0

Then they take out the taxes.

3 years ago | Likes 1 Dislikes 0

Do you pay tax on windfall in the US? You’d get every sweet £ in the UK…

3 years ago | Likes 1 Dislikes 0

Yeah. If you take the annuity option (paid put over 30 years), you get roughly 852 mil after taxes.

3 years ago | Likes 1 Dislikes 0

That’s 3 whole college degrees, or 10 tanks of gas!

3 years ago | Likes 14 Dislikes 0

or a million washing machines

3 years ago | Likes 5 Dislikes 0

How many bananas is that?

3 years ago | Likes 1 Dislikes 0

The lotto withholds 25% as tax on large cash winners. Taxes will usually be higher (state taxes not withheld) but initial take home ~585M.

3 years ago | Likes 4 Dislikes 0

You can opt in to have the full taxes taken initially, but they always withhold the 25%

3 years ago | Likes 1 Dislikes 0

And yes, there are ways to get payed back on that 25%, but US tax code does t fit into 140 characters

3 years ago | Likes 1 Dislikes 0

I thought it was 33%

3 years ago | Likes 1 Dislikes 0

Depends on state taxes, some take additional lottery earnings, marginal tax rate is 37% so takehome is like 1/3 of total prize ish

3 years ago | Likes 1 Dislikes 0

1.6B minus 25% is 585M. What am I missing?

3 years ago | Likes 1 Dislikes 0

The big jackpot is paid out over 30 years. If you take the lump sum cash, its lik 50-55% of that jackpot number. If you manage it well...

3 years ago | Likes 1 Dislikes 0

You end up making more with the lump sum, but history shows most lotto winners don't manage it well and go bankrupt in ~5years.

3 years ago | Likes 1 Dislikes 0

That they take half to pay it out immediately. I think to get the whole 1.6B you have to take it out over 50 years or something

3 years ago | Likes 2 Dislikes 0

Didn't know this. We EITHER have 10M lump sum OR a different lottery with 10k a month for 30 years. Also 25% tax but the government run >

3 years ago | Likes 1 Dislikes 0

yes. but you also have to pay regular taxes on that annuity. its best to just take the lump sum and actually have access to that money

3 years ago | Likes 1 Dislikes 0

I guess I'm odd. I'd be much more likely to play if they gave out 1000, $1M winners....

3 years ago | Likes 131 Dislikes 4

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3 years ago (deleted Nov 13, 2022 1:29 PM) | Likes 0 Dislikes 0

Depends on where you live; $2M at the best savings rate I can find (2.75%) is $55k/yr. That's below poverty in some cities.

3 years ago | Likes 1 Dislikes 0

There are many $1mil winners, that's one of the prizes below the jackpot.

3 years ago | Likes 1 Dislikes 0

I've always thought so. How much better would it be for society if that were the case, instead of one billionaire? A trickledown that works?

3 years ago | Likes 1 Dislikes 0

Depending on the odds I would agree. The headache that comes with 1.6 billion…I’ll take it, but I can’t imagine it’s easy

3 years ago | Likes 57 Dislikes 2

I would share with my entire family and close friends

3 years ago | Likes 1 Dislikes 0

That includes me right?

3 years ago | Likes 1 Dislikes 0

who are you?

3 years ago | Likes 1 Dislikes 0

Close friend

3 years ago | Likes 1 Dislikes 0

Seems easy enough to me. Let your new accountant figure out the details while you go on a month long holiday.

3 years ago | Likes 3 Dislikes 0

God I’d be happy with just winning 100k. I could get a car that wasn’t a death trap and throw the rest in savings and go back to my 9-5 lol

3 years ago | Likes 1 Dislikes 0

Hi ? money ?

3 years ago | Likes 1 Dislikes 0

Billy idol always said “mony mony”. I assume he just was bad at spelling

3 years ago | Likes 1 Dislikes 0

3 years ago | Likes 2 Dislikes 0

Hi, Neo! You OP post compelled me to go buy a ticket too, got 3 games (gotta be in it to win it, eh!?). The winner in 'Straya will be ME!?

3 years ago | Likes 2 Dislikes 1

And, Neo? Thank you in advance for motivating me to buy ticket. I shall reward you handsomely for your post when I win. Cheers! ???

3 years ago | Likes 2 Dislikes 1

Sweet. I’m a pretty reasonable guy, I’m thinking a flat 10 million reminder fee should be chump change for you

3 years ago | Likes 3 Dislikes 0

I was gonna run with a service fee of 10%! But if you'd rather go with a basic 10mil flat fee, that works too. Whatever works best for you!

3 years ago | Likes 2 Dislikes 1

I can imagine it's easy

3 years ago | Likes 6 Dislikes 0

Eh. A worrisome high % of people burn through it for various reap s. I’d like to think I wouldn’t be one of them

3 years ago | Likes 3 Dislikes 0

The odds of being murdered after winning are better than your odds of winning. There's a reddit post on the curse of winning.

3 years ago | Likes 4 Dislikes 0

You don't tell anyone, get an accountant, pay everything off, just live a nice life. Buy a house, don't go super crazy.

3 years ago | Likes 36 Dislikes 0

I'd get a few accountants and have them audit each other's uhh accounting. Then a team of lawyers

3 years ago | Likes 1 Dislikes 0

Set aside what you need to live a comfortable life, then donate the rest to worthy charities.

3 years ago | Likes 6 Dislikes 0

get a trusty lawyer a well.

3 years ago | Likes 5 Dislikes 0

I secretly would love to buy a soccer team like Ryan Reynolds did and just live in Wales or Scotland with the team as my job.

3 years ago | Likes 1 Dislikes 0

With 1.6 billion, as long as you're not a complete spending moron or overly generous fool, you'll never be able to lose it all.

3 years ago | Likes 7 Dislikes 0

You can be overly generous in a good way. Making friends with people who would otherwise ignore you isn't generosity. It's prostitution.

3 years ago | Likes 3 Dislikes 0

K, but can I have James Bond's house from No Time to Die?

3 years ago | Likes 1 Dislikes 0

Or, hear me out, go completely bugfuck and blow it all on strippers and cocaine?

3 years ago | Likes 49 Dislikes 1

Didn't one guy do that and ran out of money in a few weeks?

3 years ago | Likes 4 Dislikes 0

Bugfuck, eh

3 years ago | Likes 19 Dislikes 0

You’re 7x more likely to OD after winning the lotto

3 years ago | Likes 10 Dislikes 0

Never tell me the odds.

3 years ago | Likes 2 Dislikes 0

Not sure if lottery participants are great with evaluating probability

3 years ago | Likes 2 Dislikes 0