Oct 21, 2015 4:28 AM
5242
1668
126
DrBuckarooBanzai
A human female holding a festive gourd?!?! Terrifying
pentameter
Step inside my house of horrors...and high interest rates!
IDoItForTheFakeInternetPoints
RE:RE:RE:RE:FWD: Haha amirite prof?
Milkiway
Jesus, tag your nsfw horror
implosivediarhea
No your cropping is more terrifying
AppleAniseMilk
Q - Q The horror...
ShleppsMcGee
For added effect, you should take a picture holding the pumpkin at the age you paid them off...say.....64 years old?
Twomoreshots
This is old but still holds true, unfortunately
Jrome128
Ugh right there with you
Nathanfake
don't forget gonorrhea
KrustyPartiallyGelatinatedNonDairyGumBasedBeverage
I like to look at the student debt of Americans in comparison.It's like having a broken leg and looking at a man going through a woodchipper
iapologizeinadvanceforthis
Is america the woodchipper or the broken leg?
Woodchipper. My debt for 4 years in the UK totalled around £15k. Some folks in the US pay twice that for a year of tuition fees on their own
milesdavissmiles
Come to South Africa hahaha
azazyel
"Getting a job"
cutepoop
Great Scott!
levieuxquicrisesarace
You haven't been through the Meridian Trench http://media.giphy.com/media/DPMUkN3JIPkZy/giphy.gif
boogersweretasty
http://media3.giphy.com/media/Qy9hRuWrKjY2I/giphy.gif
flatdeer
lol
dassala
If you want to pay off student loans, don't turn down ANY job. Best advice I can give. Paid off mine in 7 years - had $40k borrowed.
IwasBannedSoImsigningUpAgain
Only her smile makes me uncomfortable
MorelikestanDARSH
If only you could go smash your student loans in the street... Or they just rot away after a couple weeks. Wouldn't that be something?
NoItsATideUsername
As an America, this country is driving me fuckin nuts
BitterLiberalArtsStudent
You're an entire America?
NoMate
You've obviously never seen a jumping snapper turtle
Tinjiao
I rather get jumped and bit by a snapping turtle than pay my student loans.
You've obviously never been bitten by a snapping turtle
murderhobbit
I have. I may have screamed like a little girl
Understandable
gman243
Except you can just wait until the pumpkin withers away to nothing after a few months.
DoctorJungyBrongen
This looks like it was a photograph that was scanned and then eaten and thrown up by a bear and then posted here.
koopaya
It's atmospheric, meant to make it scarier.
BriLikeAnEagle
Buuuutttt it's probably just an Instagram filter
CISMaleScumLord
Should have run through a fax machine as well
LactaidOverDose
It's probably grainy because of low lighting, taken with a phone, and thrown through IG
iddqt
probably iphone 3G and instagram. i actually see grainy shit like this on my facebook feed -_-
ntzrmtthihu777
Vogon beurocracy at its best eh?
spooglecraft
It's reposted, that really fucks the quality.
ShoopDeDoop
It's only scary if you make it scary. I would think things that you can't control would be more scary.
Voice of reason.
Cruzio
How does student loans work in the US? Whats the interest rate? Pay back time? How much does an average student owe? And to whom?
DonutJustice
interest rate 6%, ave 25k, and to the various banks but are mostly gov't backed meaning bc student loans have high delinquencies the 1/2
govt pays the bank back when the loan goes bad.... in other words the banks have minimal liability
ilikehobbies
I owe 40k and it'll take about 12-14 years to pay off. 6.8%. Ughhhhh
damn thats not a whole lot of time. I got 25 years to pay off 36 k with 1 % (currently).
I've heard there are ways to work around the interest rates, but it's so overwhelming and I haven't looked into it much
freethelibrarians
Interest rates between 4-9% for me. I have 30k in debt which is less than many. I owe to Navient aka Sallie Mae, & the US dept of ed.
ok, then i get why people are mad. Im swedish and our gov lends us the money. I owe like 36 k (us dollars) but only pay 1% interest (2015).
4-9% is still very low considering how delinquent these loans are. Also I was slightly incorrect ave is 28k not 25k.
enicchi
But the Swedish loan is for living costs, right? (I'm German & it's mainly my rent) The US buddies pay ridiculous tuition fees from it :/
Yeah, thats right. we also get like a 30% grant from the gov.
ShitSteve0Says
Get a job and pay them off.
ThisIsGod
Lol, because "get a job" is the answer.
Krzyjoe
I mean, it is.
It is. I did it. She can do it.
Not everyone is afforded that opportunity and telling someone to get a job doesn't fix the overall problem of crippling student debt.
Never said it fixes the entire problem. But in her case getting a job to pay off the loans is the answer.
If she can't get a job to pay them off maybe college wasn't the best choice for her.
Rational thought and individual responsibility have no place in whining about student loans, didn't you know? :)
DrBuckarooBanzai
A human female holding a festive gourd?!?! Terrifying
pentameter
Step inside my house of horrors...and high interest rates!
IDoItForTheFakeInternetPoints
RE:RE:RE:RE:FWD: Haha amirite prof?
Milkiway
Jesus, tag your nsfw horror
implosivediarhea
No your cropping is more terrifying
AppleAniseMilk
Q - Q The horror...
ShleppsMcGee
For added effect, you should take a picture holding the pumpkin at the age you paid them off...say.....64 years old?
Twomoreshots
This is old but still holds true, unfortunately
Jrome128
Ugh right there with you
Nathanfake
don't forget gonorrhea
KrustyPartiallyGelatinatedNonDairyGumBasedBeverage
I like to look at the student debt of Americans in comparison.It's like having a broken leg and looking at a man going through a woodchipper
iapologizeinadvanceforthis
Is america the woodchipper or the broken leg?
KrustyPartiallyGelatinatedNonDairyGumBasedBeverage
Woodchipper. My debt for 4 years in the UK totalled around £15k. Some folks in the US pay twice that for a year of tuition fees on their own
milesdavissmiles
Come to South Africa hahaha
azazyel
"Getting a job"
cutepoop
Great Scott!
levieuxquicrisesarace
You haven't been through the Meridian Trench http://media.giphy.com/media/DPMUkN3JIPkZy/giphy.gif
boogersweretasty
http://media3.giphy.com/media/Qy9hRuWrKjY2I/giphy.gif
flatdeer
lol
dassala
If you want to pay off student loans, don't turn down ANY job. Best advice I can give. Paid off mine in 7 years - had $40k borrowed.
IwasBannedSoImsigningUpAgain
Only her smile makes me uncomfortable
MorelikestanDARSH
If only you could go smash your student loans in the street... Or they just rot away after a couple weeks. Wouldn't that be something?
NoItsATideUsername
As an America, this country is driving me fuckin nuts
BitterLiberalArtsStudent
You're an entire America?
NoMate
You've obviously never seen a jumping snapper turtle
Tinjiao
I rather get jumped and bit by a snapping turtle than pay my student loans.
NoMate
You've obviously never been bitten by a snapping turtle
murderhobbit
I have. I may have screamed like a little girl
NoMate
Understandable
gman243
Except you can just wait until the pumpkin withers away to nothing after a few months.
DoctorJungyBrongen
This looks like it was a photograph that was scanned and then eaten and thrown up by a bear and then posted here.
koopaya
It's atmospheric, meant to make it scarier.
BriLikeAnEagle
Buuuutttt it's probably just an Instagram filter
CISMaleScumLord
Should have run through a fax machine as well
LactaidOverDose
It's probably grainy because of low lighting, taken with a phone, and thrown through IG
iddqt
probably iphone 3G and instagram. i actually see grainy shit like this on my facebook feed -_-
ntzrmtthihu777
Vogon beurocracy at its best eh?
spooglecraft
It's reposted, that really fucks the quality.
ShoopDeDoop
It's only scary if you make it scary. I would think things that you can't control would be more scary.
flatdeer
Voice of reason.
Cruzio
How does student loans work in the US? Whats the interest rate? Pay back time? How much does an average student owe? And to whom?
DonutJustice
interest rate 6%, ave 25k, and to the various banks but are mostly gov't backed meaning bc student loans have high delinquencies the 1/2
DonutJustice
govt pays the bank back when the loan goes bad.... in other words the banks have minimal liability
ilikehobbies
I owe 40k and it'll take about 12-14 years to pay off. 6.8%. Ughhhhh
Cruzio
damn thats not a whole lot of time. I got 25 years to pay off 36 k with 1 % (currently).
ilikehobbies
I've heard there are ways to work around the interest rates, but it's so overwhelming and I haven't looked into it much
freethelibrarians
Interest rates between 4-9% for me. I have 30k in debt which is less than many. I owe to Navient aka Sallie Mae, & the US dept of ed.
Cruzio
ok, then i get why people are mad. Im swedish and our gov lends us the money. I owe like 36 k (us dollars) but only pay 1% interest (2015).
DonutJustice
4-9% is still very low considering how delinquent these loans are. Also I was slightly incorrect ave is 28k not 25k.
enicchi
But the Swedish loan is for living costs, right? (I'm German & it's mainly my rent) The US buddies pay ridiculous tuition fees from it :/
Cruzio
Yeah, thats right. we also get like a 30% grant from the gov.
ShitSteve0Says
Get a job and pay them off.
ThisIsGod
Lol, because "get a job" is the answer.
Krzyjoe
I mean, it is.
ShitSteve0Says
It is. I did it. She can do it.
ThisIsGod
Not everyone is afforded that opportunity and telling someone to get a job doesn't fix the overall problem of crippling student debt.
ShitSteve0Says
Never said it fixes the entire problem. But in her case getting a job to pay off the loans is the answer.
ShitSteve0Says
If she can't get a job to pay them off maybe college wasn't the best choice for her.
flatdeer
Rational thought and individual responsibility have no place in whining about student loans, didn't you know? :)