circuspandabear
44036
377
33
Apr 24, 2026 12:34 AM
circuspandabear
44036
377
33
Moriarte
#2 I learned it from watching youuuuu!
Blackmetalhappiness
#7 Hey, I know that feeling!
AngelBolen91
#22 going left to right, one and 2 have no business being there with their horrific color palates of their outfits. 3 I feel should be in front, because his pants are the only pattern, and it looks like a good outfit solo. 4 and 5 are classic Young White Republican Tools.
CheeseB0t
#17 little donnie never should have grown up
braddCommentSmuggler
#46 there is in fact a lonliness epidemic and the first two are symptoms of it as they are largely caused by algorithms feeding young lonely men and boys shit like Tate as they try to search for a solution leading to an increase in toxicity leading to more loneliness all of which is reinforced by clowning on them. "See these hoes are out to get you like we told you" and such
fantabuloustimewaster
#1 I had a first date on the night that Zelenskyy had his offensive and ridiculous dressing-down in the Oval Office, about "not having the cards" and "not saying thank you." There was a lull in the conversation and I said, "I know it's bad form to talk politics when you first meet someone, but I'm a little distracted by today's events." She said "OMG ME TOO, let's talk about that nonsense." It's been a very nice year.
circlebreaker
#6 NSFW
herpb4uderp
#24 i threw up in my mouth a little
ExTechOp
#19 Then there is the old question of exactly what kind of junk Clark Kent has?
/gallery/O5w1xbW
ArcherPointingFromTheComments
#5 I'm all for Luigi but let's be real. That's a weird ass nationalistic slogan, his alleged actions didn't save the country, and it's a quote from Trump attempting to quote Napoleon.
IWantedOneOfThoseLongUsernamesTooSoIGotOne
#40 I am in this picture and I am *100% fine* with it
circuspandabear
👍🏽
zqwzzle
#42 one is good right?
J4nein4ne
One is better than none.
maskedrabbit
This is a list of things we dont get at all right?
Sticklebrickk
https://media0.giphy.com/media/v1.Y2lkPWE1NzM3M2U1MDgzaHQwYmIzajBuY3NrZTNoenkweXNqZnV6djcxZnhsbXdubHZpeCZlcD12MV9naWZzX3NlYXJjaCZjdD1n/3orieLqkLmB02CiJtS/200w.webp
Ericno91
#42 jokes on you, liver works fine, it's the kidneys that gave up
0Steve0
#49 https://media2.giphy.com/media/v1.Y2lkPWE1NzM3M2U1dTM5d2tyYXB5bnc0cXV5YXAwNm1iM3E1ZzN1Z29sc3YwYnY4NHdpayZlcD12MV9naWZzX3NlYXJjaCZjdD1n/9EwnzGNjvmIG4/200w.webp
VenusianTreen
#20 Terry Prachett: (the forest of ) Skund -> "Your finger, you fool!"
ExTechOp
The name Yucatán, also assigned to the peninsula, came from early explorations of the Conquistadors from Europe. Three different explanations for the origin of the name have been proposed. […]
According to one of them, Spaniards gave the name of Yucatán to the region because the Maya answered their questions with the phrase uh yu ka t'ann, which in the Maya language means hear how they talk.
— https://en.wikipedia.org/wiki/Yucat%C3%A1n
AntaNce
GNU Sir Terry forever.
Mountaineer30680
#43 How does he pay back the loan? This doesn't make sense (the last one). He will eventually have to pay back the loan PLUS interest, so he'll have to sell the stock.
The stock/reduced cap gains tax is absolutely valid. Great dump!
DorkJedi
https://dcfpi.org/all/how-wealthy-households-use-a-buy-borrow-die-strategy-to-avoid-taxes-on-their-growing-fortunes/
Mountaineer30680
Again, they aren't getting a million dollar loan without using the stock as collateral. This scenario doesn't make sense
DorkJedi
can you find an adult who can read the link to you, maybe explain the concepts you are not grasping? focus on the last paragraph.
AntaNce
Not if Richie can just pay interest on the loan, and then die before it's due. Plus, loans can be reconfigured with another lender.
Mountaineer30680
He still owes a million dollars. And another next year, and another the year after that. Eventually the interest payments will be more than he can pay. And if he's only paying interest using the stock as collateral he's not building wealth. I'm an accountant. The math ain't mathing in this scenario. At all.
AntaNce
OK, but Richie has *other* financial instruments, and can futz with all this at a whim. Also, if you are $$$ enough to have loans like this, you own other items which make money ALL THE TIME. Interest may be deductible, Richie may use other securities to Peter/Paul loans. Bezos, Musk, Kurshner, Bonesaw, the orange Hitler & their friends manage to get by & pay very little tax.
Mountaineer30680
Nobody's denying that the Uber rich have all the stupid advantages their paid pets in Congress get them. I agree on the cap gains loophole and that most of the "idle rich" are gross and disgusting. I'm just saying that the last scenario in that box doesn't work as presented.
AntaNce
Mothman of Imgur agrees.
psychologisttheologist
Robs Peter to pay Paul. He takes out a second loan to cover the first and rides the carousel indefinitely
Mountaineer30680
Then how does he live the next year. Or the next? He'll have $3mm in loans with corresponding interest payments.
psychologisttheologist
No, he borrows from one lender to pay off the first, then a third lender to repeat the process. Also, when you're wealthy, you get very low interest rates, which are often much lower than what you'd expect to return if you invest the money elsewhere. Borrow money at 2.3%, invest in something returning 5-10%, pay back the loan and pocket the difference. Or rather, reinvest the difference so you don't get taxed on it, and then have a bigger pile of assets to borrow against
psychologisttheologist
In truth, this is usually done with the same lender, just different loans, but for the sake of visualization, it can be helpful to picture different lenders to simplify it
psychologisttheologist
Also, there are two strategies being discussed in this chain. One is the borrow and die strategy which has the person making small interest payments until they die. That one differs from the one I am describing which involves borrowing, investing some and spending some, then borrowing again the pay back the first. New loans all the time, but none are very old