Why no one loses sleep over disappeared CEOs...

COMMON PRACTICES OF THE US HEALTHCARE MONSTROSITY. These practices affect patients across many insurance companies & health systems. The problem is how these business practices intentionally create barriers between patients and the medical care their doctors recommend.

Prior authorization requirements:
Requiring pre-approval for treatments, medications, or procedures, which can delay or deny necessary care while patients' conditions worsen.

Claims denial practices:
High rates of initial claim denials for legitimate medical services, forcing patients and providers to spend time and resources on appeals.

Network restrictions:
Limiting which doctors and hospitals patients can see, potentially separating them from established care relationships or specialists.

Coverage rescission:
Canceling policies when patients become seriously ill.

High deductible plans:
Offering plans with deductibles so high that patients avoid necessary care due to cost.

Formulary restrictions:
Limiting which medications are covered, sometimes requiring patients to try cheaper alternatives before accessing prescribed treatments.

Administrative burden:
Creating complex paperwork and approval processes that deliberately consume significant time from healthcare providers.

Surprise billing:
Patients receiving unexpected bills from out-of-network providers, even when receiving care at in-network facilities.