They're going to send a pack of six collectors to you instead of one.

May 24, 2026 6:32 PM

kenistod

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20314

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603

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15

thats your fault for not shopping at costco... they love you ♥

2 months ago | Likes 2 Dislikes 4

I hate capitalism.

2 months ago | Likes 2 Dislikes 0

Nothing could possibl-eye go wrong.

2 months ago | Likes 2 Dislikes 0

klarna and affirm lost money last quarter. if costco's doing BNPL in-house, you'll work off your hotdog debt in a costco warehouse.

2 months ago | Likes 2 Dislikes 0

BULLSHIT. Those same parents voted Reagan.

2 months ago | Likes 5 Dislikes 0

Came here for this, TY

2 months ago | Likes 3 Dislikes 0

And the only common flying machines other than airplanes are drones used to kill us.

Great future capitalists. Thanks, really.

2 months ago | Likes 2 Dislikes 0

'Three more payments and this hotdog is mine.' *belch*

2 months ago | Likes 15 Dislikes 0

Adults in the 80s mostly didnt give a shit if their kids did better than they did.

2 months ago | Likes 5 Dislikes 1

and/or actively sabotaged their kids by smoking indoors, cars, and restaurants.

2 months ago | Likes 3 Dislikes 1

Dont forget ruining the economy and blaming their kids.

2 months ago | Likes 3 Dislikes 1

I can't stop watching this

2 months ago | Likes 1 Dislikes 0

We've had credit cards for a very long time. 'buy now pay later' is a scam to extract more coins from people than credit cards are doing.

2 months ago | Likes 4 Dislikes 0

2 months ago | Likes 3 Dislikes 0

Kmart had layaway.

2 months ago | Likes 13 Dislikes 1

Not the same. Layaway, you don't get it until paid off. Buy now pay later: get it now and make payments usually with interest.

2 months ago | Likes 6 Dislikes 0

Costco slowly reintroducing Layway

2 months ago | Likes 7 Dislikes 0

I've seen a few places advertising layaway or similar programs for a while. It never really went away.

2 months ago | Likes 3 Dislikes 0

Uh, the child born in 1980 definitely has a bigger house and a better paying job than their parents did on average. Or at least a bigger living space per person, though usually fewer kids.

2 months ago | Likes 2 Dislikes 0

Real dollar median income 1980: $27K. 2024: $45K

Residential floor space per capita 1980: 550 sq. ft. 2024: 890 sq. ft.

2 months ago | Likes 2 Dislikes 0

Except 1980 $27k was the equivalent to $102,776.47 in 2024, so no, it's not the same.

2 months ago | Likes 1 Dislikes 2

The number is in real dollars, silly.

2 months ago | Likes 1 Dislikes 0

The nominal median income in 1980 was $7,944.

2 months ago | Likes 1 Dislikes 0

Imagine convincing yourself the median earner in 1980 made over $100K. LOL.

2 months ago | Likes 1 Dislikes 0

Worse now. $27k in 1980 is $109k in 2026. ~304% inflation per https://www.usinflationcalculator.com/

2 months ago | Likes 2 Dislikes 1

The $27K figure is in real dollars. The nominal median income in 1980 was $7,944.

2 months ago | Likes 1 Dislikes 0

So a credit card?

2 months ago | Likes 6 Dislikes 1

More like credit dog...

2 months ago | Likes 4 Dislikes 1

No, this is Klarna/Affirm/Payday loan type shit that's been going on since covid. No protections, no minimum credit/income requirements, no safety nets at all, just really raking poor people over the coals.

2 months ago | Likes 18 Dislikes 2

It's like a more modernized version of a payday loan

2 months ago | Likes 5 Dislikes 1

Yup. So many of these popped up post covid. Albert Dave etc etc.

They're really tyring to pu hte hooks in everyone

2 months ago | Likes 3 Dislikes 0

Can’t wait for the Costco branded investigators to become a thing.

2 months ago | Likes 3 Dislikes 2

Already exists, go watch Costco Fahrenheit on YouTube

2 months ago | Likes 1 Dislikes 0

Nono they will sell the depts to a tv production company so they can make a few seasons of DEBT COLLECTORS.

2 months ago | Likes 4 Dislikes 1

Costco Law School too?

2 months ago | Likes 2 Dislikes 0

I will gladly pay you tomorrow for a hot dog today

2 months ago | Likes 157 Dislikes 1

2 months ago | Likes 3 Dislikes 0

I've had to do this at Walmart. Like, twice now. It's not great, let me tell you.

2 months ago | Likes 3 Dislikes 0

2 months ago | Likes 6 Dislikes 1

My coworker and I had so many Wimpy references on deck at work that I immediately cackled when I saw this as top comment.

2 months ago | Likes 19 Dislikes 0

My mom used to make this joke with us when I was a kid, if she wanted us to share part of a snack.

2 months ago | Likes 5 Dislikes 0

Reference/joke/whateverImalittlebaked

2 months ago | Likes 5 Dislikes 0

Does THC actually help you sleep? I've been really tempted to buy some edibles to help me sleep

2 months ago | Likes 1 Dislikes 0

@Wimpy #WimpyBurger

2 months ago | Likes 34 Dislikes 0

It's an option. If you couldn't buy it before hand, don't buy it now. But if you really need it and have no other options, guess what, you have a fucking option. Which you wouldn't at all if this wasn't an option; you'd just go without. And if you're fine with going without, then fucking go without.

You people act like they're forcing you to do stupid shit. You're just a poor, innocent victim in all of this. Woe is you!

2 months ago | Likes 4 Dislikes 7

If you can't buy it now, but pay in installments, you're not going to be able to afford the next few that you need then.

Going into debt to buy cereal means a bunch of shit has gone wrong.

2 months ago | Likes 1 Dislikes 0

here's your sign:

2 months ago | Likes 2 Dislikes 1

I was referring to the comments, not the meme.

But it's cool, continue being a dumbass. No one will notice. You're a clever, witty, and highly intelligent supragenus. True story. Look, there's not even an /s, which I know you need in order to tell when someone's being sarcastic. But there isn't, so it's true! Hooray for you!

2 months ago | Likes 1 Dislikes 0

Boomers had it the best. GenXers got in the market right as the sun was setting. Millennials got focked hard. I pity GenZ and Alpha.

2 months ago | Likes 46 Dislikes 2

GenXers are the ones who fucked it all up.

2 months ago | Likes 2 Dislikes 7

GenX has never held any power in this country - not demographic, not political, not economic.

2 months ago | Likes 7 Dislikes 1

Because they pissed it all away voting for Nader.

2 months ago | Likes 2 Dislikes 4

"How can _____ people rise up and overcome?" "Get out and vote?" "That is incorrect."

2 months ago | Likes 16 Dislikes 2

“Oh man, can they?”

2 months ago | Likes 8 Dislikes 0

Some seniors were sleeping in the parking lot at the high school as their prank, I brought them a party pack from taco bell. The first thing they did was try to sell the tacos for a dollar each. It doesn't look good.

2 months ago | Likes 12 Dislikes 1

umerangi generation. grew up under the red sky of a burning world.

2 months ago | Likes 2 Dislikes 0

least they wont have to live as long.

2 months ago | Likes 1 Dislikes 0

As a millennial I'm doing my best to look out for gen z and alpha

2 months ago | Likes 1 Dislikes 0

GenZ are already doing better than Millenials at a similar age. I'm glad they won't have it as bad.... but it's still bad.

2 months ago | Likes 6 Dislikes 0

fair. but you'll be the right age if WW3 strikes. Or in your prime if a depression ruins the global economy.

2 months ago | Likes 1 Dislikes 0

But having less sex

2 months ago | Likes 2 Dislikes 0

I've realised that this narrative is bullshit. Every generation struggles just as much as the last. Why do you think that we all grew up with it being beat into our heads that we had to go to college? Because our parents were hoping that it would allow us to have a better life than they had. Our parents were starting college funds when we were babies. And we are repaying them by blaming them for our shitty lot in life when the real villains are the rich and powerful upper class.

2 months ago | Likes 5 Dislikes 10

Ah yes. The Boomers who voted in leaders happy to fuck over future generations as long as they kept boomer real estate values a top priority. Those poor boomers who've had entire lifetimes to save and invest still NEED every ounce of help propping up their house prices. Fuck em all.

The cusp of the post WWII baby boom has already surpassed average life expectancy.

The shift of wealth and power cannot come soon enough.

The wealth hoarding class is only possible because of boomers at the polls.

2 months ago | Likes 5 Dislikes 1

You’re forgetting that boomers were alive during Jim Crow, segregation, and the Vietnam draft. So they also had it shitty unless they were white, male, and affluent.

2 months ago | Likes 11 Dislikes 4

People like to let the "Greatest" & "Silent" generations off the hook for their parts in making the world what it is. Some SG are in power.

2 months ago | Likes 9 Dislikes 0

Also people in their 20s and 30s today are LUDICROUSLY more wealthy than the boomers were.

2 months ago | Likes 3 Dislikes 17

My grandpa put himself through college, worked his way up from a stock boy in a grocery store to regional manager in lumber, teaching masters business degrees, all while being sole income for his wife and two daughters and they always had a house, cars, food etc. Sure they struggled a bit in the very beginning, and he worked a lot of hours. But that kind of opportunity is gone. I work 60+ hrs a week and can barely support myself and my wife. In a tiny house. And we are among the fortunate.

2 months ago | Likes 12 Dislikes 1

2/2 just wanna say its not that they didnt have their struggles back then, its that with some hard work you could easily earn your way back into a great living. Nowadays, if I got laid off or fired next week, id be absolutely screwed. They were more wealthy in the sense their labor was valued more and they had opportunities that subsequent generations have been increasingly robbed of

2 months ago | Likes 10 Dislikes 1

Yes, but he was white or at least not black in the South. Old problems are vastly improved and new problems arise. And at the same time during the boomer era, the US government was overthrowing governments like crazy while threatening and fearing nuclear annihilation.

It’s important to see the structural and societal failings of the entirety of the US’s history and not cast them aside. Really, middle class white people are being dragged down to the level poor people and nonwhites have been at.

2 months ago | Likes 1 Dislikes 6

Isn’t that the same as buying crap on a credit card and paying interest on it for months and years?

2 months ago | Likes 81 Dislikes 0

And even before that we had "layaway". They keep making up new terms for debt

2 months ago | Likes 5 Dislikes 2

I mean, layaway was just you paying a bit at a time on something until it was paid off and you could pick it up. It was more or less, "I trust neither myself to not spend this money on other things, nor you to keep this thing in stock, so here is a token amount today for you to hold this thing. I will return to make more small payments later"

Typically, you could cancel a layaway and just get back the money you put in. No interest either, or anything like that.

This is just straight debt.

2 months ago | Likes 10 Dislikes 0

I guess it's different because it increases your credit limit. Credit card interest is criminally high. Maybe Costco can do (a bit) better.

2 months ago | Likes 7 Dislikes 0

In the 80a they had layaway, I'm not sure where some ppl get this idea that everyone had disposable income 'back in the day'

2 months ago | Likes 8 Dislikes 2

Except the people with so much credit card debt who can't get any more cards can now buy even more debt. It feeds into the addiction of spending more than you can afford. You wouldn't buy a TV for $1000 but only $50 a month doesn't sound too bad if you're unaware of what you're doing. By the time 90% of your paycheck is being garnished for debt it's already too late. You won't be able to afford ramen but the CEOs are now richer

2 months ago | Likes 5 Dislikes 0

As someone who works in a store with a similar deal, ye it totally is the same and some people will let it go out of hand SOOOOO fast.

2 months ago | Likes 42 Dislikes 1

When I worked in collections we'd get the occasional Bankruptcy and as a debtor you got to see a list of all the person's debtors. Most of them were shit like Sears and Pottery Barn but like 50 similar stores.

2 months ago | Likes 4 Dislikes 0

That's why I've literally never got a credit card. I watched my mom struggle with credit card debt for years so I just said nope.

2 months ago | Likes 16 Dislikes 0

I haven't had a credit card for many years now. I just use debit cards. The only issue is we likely have a pretty bad credit rating. That basically means high interest if we ever need a loan for any reason.

2 months ago | Likes 2 Dislikes 0

I'm just operating on the idea that if I need a loan I can't afford it

2 months ago | Likes 1 Dislikes 0

Sucks, cause credit cards with rewards programs are nice, giving you 2+% of your money back. If you're paying them off as you spend on them it's free money (especially if youre able to pay your rent with a credit card, but lots of places won't do that or charge a fee for more than you'd get back). The trap is people will often not pay off that fast

2 months ago | Likes 7 Dislikes 0

Which sucks, because not having one screws you over when it comes time to having to use your credit score for anything major. Having some kind of credit card or similar charge account is pretty necessary to show how you can borrow money and pay it back. And not, you know, decades of paying rent and other bills on time without issue, that doesn't count. Just that you accrued debt over and over and paid it back.

Fucking hate that credit scores are a thing.

2 months ago | Likes 2 Dislikes 0

I only have one because online purchases work better with one, and there's less fees to using it versus a debit card. It still feels stupid to buy on credit when I have the money in bank.

2 months ago | Likes 10 Dislikes 0

What are you buying that has fees for using a debit card? I have never seen that.

2 months ago | Likes 6 Dislikes 0

I have a limit for how many transactions I can make each month. Any over the limit has fees.
Is that just a Canadian thing? Banks aren't free. CC transactions are free to the user because the fee is paid by the business receiving the payment instead.

2 months ago | Likes 5 Dislikes 0

I have one because sometimes I don't have $2k or whatever in fluid money but I can budget a number of smaller monthly payments even if it means spending marginally more in the long run.

2 months ago | Likes 6 Dislikes 0

I have ones that get cash back at various stores. I also got one when I was young-ish, which makes my credit score look good, which is good for future auto loans, a mortgage, and so on. That being said, I pay them off every week. That way I never have a balance or get interest charges.

2 months ago | Likes 6 Dislikes 0

The fun part is fully paying off loans lowers your credit score not raises them. Basically they are punishing us for not being good little capitalist pawns in constant debt by hitting us with higher interest rates the next time we need loans because we are in debt again.

2 months ago | Likes 5 Dislikes 0