Lanhdanan
145841
5152
98
Jan 5, 2021 12:04 PM
Lanhdanan
145841
5152
98
GentlemanJawa
You want kids and grandkids? Fucking build a society that supports it. Otherwise my dog and I tell you to fuck off from our 1 bed rental.
KirsiKitten
Yep, I will not make the mistake of my parents and bring a child into this vile horrific world of suffering.
mike13815
Elective zero or negative population growth (not due to disease or societal collapse) has an extremely positive effect on quality of life.
GentlemanJawa
From your mouth to gods ears my friend.
VerdantRah
Fuck that's more than I make in a year
StepOnTheSun
Yes please! W/O the baby! They're too expensive. . . .
joot
Wait’ll you learn how expensive they are AFTER the birth.
VerdantRah
Oh I know that bit. I just learned that the down payment is more than my yearly wages
maelstromverbae
That's the 'inflated' amount sent to insurance for payment, a self-pay bill would have cheaper rates
lljkstonefish
Smells like fraud to me
VintageData
Same - in fact, over the last three years I’ve made a measly two thirds of a baby a year.
Clara93
It would be cheaper to just fly out to europe/any country with healthcare that’s not a joke and give birth there
harpti
Isn’t this what Americans are trying to prevent other countries doing to them though?? Not healthcare, but jobs... my the turntables
sambaah05
That's an interesting question. I don't know how much they charge if you aren't covered by their healthcare plans.
Bauchnabelfussel
I just googled a little bit and found out that while a birth costs around 10'000$ on average in the US, in Switzerland it's 7'700$ but:
Bauchnabelfussel
Insurance is mandatory here so you usually don't pay anything at all on top. Link is in the next comment but it's in German
Bauchnabelfussel
https://www.handelszeitung.ch/konjunktur/schweizer-geburten-sind-fast-so-teuer-wie-bei-den-windsors
Clara93
I’m not sure either, but I’ll bet it’s less than 42k, even counting plane tickets and an airbnb/hotel
sambaah05
This link, and the one someone else posted suggest these costs are greatly inflated. Its closer to $5-10K depending on location.
sambaah05
https://www.businessinsider.com/how-much-does-it-cost-to-have-a-baby-2018-4
sambaah05
Not sure if its shopped, or this person just had a very complicated medical situation.
OohPee
I think we can afford to have less people for a bit.
LoopStricken
Fewer.
OohPee
Add you to that list
LoopStricken
OohPee
I am sorry. It was a joke. Don’t look at me like that. I knew it was wrong when I said it.
Sockpoppet
$462 just to have the gall to go into labor in a hospital...
harrySharesPost1891
Millennial from Toronto. I gotta be able to afford a house first before thinking about a baby..
[deleted]
[deleted]
jesussoldherb
haha oakville here. and afford either lol
bpwyndon
Was nice of your hospital to put it all on one bill. I ended up with 50 different bills and had things go to collections I thought had paid.
DeepStateCryptoJew
I broke a leg and was taken to this same hospital and had bills from like 15 different businesses.
BingoBoomps
i woke up in august of 2019 on a sidewalk. i went to the hospital after violently throwing up. turns out i had a severe skull fracture. was
BingoBoomps
recommended to spend a cou0ple days in the hospital, so i did. long story short, im still paying off the fucking bill. ive long since been
BingoBoomps
riddled with depression, but now, under no circumstance, will i be going to the hospital. they transferred me between buildings via
BingoBoomps
an onsite ambulance, and it jacked up my bill by a couple thousand. america is the fucking worst.
sonicsuckinghisowndick
My wife has what is considered "good" insurance through her work. Having a child still cost us 12-13k.
greggor
Good insurance has an annual MOOP of a few thousand bucks. It’s not possible to pay that much with good insurance.
sonicsuckinghisowndick
Between her and the care needed for the child it sure the fuck is
iii900
I thought my ins. was good through my work and it still cost me $4k. No c section, no epidural, just regular birth and 2 day stay in room.
MiZfUnKy45
Mine will cost 7k, daughter was 6k...my son was 2.7k born at home with a midwife
Wankathon
I don't understand why this isn't talked about more.
CamWeBeFriends
When less people are having kids, the price will go up even further to make up for their losses.
NomDeImguerre
Which means that you NEED immigrants to keep your workforce stable.
RunicRasol
Until automation replaces most jobs. By then there wont even be enough for the people who live here anyways, so nobody will immigrate here.
browsererror
I mean, automation was supposed to replace the textiles industry, but the market adjusted by consuming more as things got cheaper to make.
RunicRasol
Yes. and most jobs moved to the service industry which we are now working to automate as well. Google has been making rapid progress on /1
RunicRasol
that end. Heres a rather grim look at the reality of it. :https://www.youtube.com/watch?v=WSKi8HfcxEk /2
RunicRasol
And another, older video on the matter: https://www.youtube.com/watch?v=7Pq-S557XQU /3
PooPculture
Yep. Japan is realizing this lesson the hard way.
imakeurglassesfoggy
Yup!
DougForcett
I have three kids. When my first son was born we were in the Army and all costs were completely covered. When my second was born we were /1
DougForcett
out but I had co-pay insurance through my employer and only had to pay a portion of the cost so we paid $2000 for the second son. When my /2
DougForcett
third (and final) son was born we had moved on to a different employer with deductible-based insurance. So we paid $8000 for that one. /3
DougForcett
Medical care should not be a profit-based industry. /4
Lanhdanan
People over profits.
JackTheRippersBrotherHowie
good. the planet needs less parasites
CoarseAndSalty
Oh nooo God forbid we have less people competing for dwindling resources on this planet! Shut up and give them a medal you fucks!
Erbicom2
For that kind of money I expect they sell me a baby instead of my wife giving birth to one.
theheatman
UK - £0
LoopStricken
For now.
annihiKate
Defend the NHS
antvirvi
Oh no! Does this mean less working population, so maybe increased salary per person? (You know, capacity and demand)
Drunkenhalfling
Higher taxes, since less people pay for everything
Lanhdanan
Don't fret, automation will pick up the slack and keep the people out of the equation.
AEM5700
Raxiel
https://www.reddit.com/r/chrissimpsonsartist/
SkateSewLove
I really like the idea that this image went through a publishing process
PabloEscargot
...next time while pooping: "out you come little one"
iii900
I wish it was that easy.
ThePastmaster
Six fingers.
Mightynineftw2000
Good. We have plenty of humans already. The planet didn't really need any more.
RobotOverlordFromTheFuture
Sure, but having kids can be a dream for many, and restricting it financially is almost like sterilising a large portion of millennials.
analnipple666
So have like 1, or 2 if you really want. More than that should be additionally taxed tbh.
RobotOverlordFromTheFuture
China's one child policy didn't work that well though. I don't think government's should meddle, some stuff should be off-limits.
analnipple666
Pretty sure China's measures were a bit more extreme. Taxation is not. If people want to have a habitable planet, we have to adapt. Sorry.
Mightynineftw2000
Fair point. In not advocating anything. Two sides of the coin. Good millennials are being responsible. Not to have kids they can't afford.
Mightynineftw2000
Also, bad for millennials being forbidden by finances from having that dream.
PaintYourWagon
Sure the baby 'industry' is down but the sock industry has never had stiffer competition!
bigpooplog
Nah... just stick it in the other hole
Mightynineftw2000
Ha!
EngorgedPhallus
A comment so perfect even the downvote bots don't hate it.
imakeurglassesfoggy
Very good sir!
AKrustyTubeSock
I'm relevant!
Mightynineftw2000
Hilarious
BubblesTheFish
The sock market stands strong!
Punkereaux
Idownvotewhenyousayplus1
I actually sell socks on Amazon and it's pretty cutthroat no lie
sorryiguess
Thank you for real lol
FuturamaIsAlwaysRelevant
Lol nasty
JustLookingLurker
Zing
YourmomusesTinder
Well I mean the competition is only as stiff as the previous sock...
norseman486
Devlosirrus
heirsasquatch
Lol
SixStringPilot
xSocksMan
Bad
SithShodan
PARTY SOCK
Masonrig
+1 for the joke, but for real, I've never understood why someone would use a sock instead of like a washcloth or something ?
sVAMP
Are tissues not eco friendly enough nowadays?
Masonrig
I mean, personally? I buy really good tissues and a box of them costs more then the washcloths ?
wajaba
I have a set of very soft smooth socks specific for the task. Rather the treat tbh to just fling it into a hamper across the room.
wajaba
Plus, on a jack:cost analysis, id bet cloths are more expensive
StArkyn
Costco has some random Hotel brand cloths that are white and fluffy and cheap. Just saying.
Masonrig
spood90
At some point, every man realizes it’s the same basic shape.
Masonrig
Right...but I USE my socks, and the thought of one not coming clean or something in the wash and then trying to put my foot in there?...eesh
Masonrig
And also washcloths are way cheaper then socks, AND softer.
AmActuallyACat
My husband uses basketball shorts bc of the 2 layers of fabric
Mefoueden
I'm french, i think you could take a plane, have your baby here and go back home and still have 40k left.
xj4low
Medical resorts. Can go stay a few weeks at a nice hospital/resort and have procedures done. Not uncommon for doc to be US educated. (1/
xj4low
2) Can go get a knee replaced and come back and still have saved thousands.
bigVanilla
Never heard of these. You have a source?
Skibearbumm
No so much do I have a source but I know Singapore, Malaysia, and Thailand litterally have built an infrastructure for medical tourism
Penthesilean
It’s true. Pennies on the dollar. t’s also freaking out our bloated U.S. medical corporations. Source: am sociologist, also did med tourism.
floridajew
But then my kid would be french so it’s a lose lose
Satsugaisuru
Cause being American is clearly better. KEK.
CandidGamera
You need to have at least one French parent to become a French citizen at birth. Being born on French soil is irrelevant.
floridajew
How about a french grandparent?
scrumdiddlyumptiousness
Fun fact: That's without having a c-section. If they crack those kits open it's another 30k.
snatchingbabies
Also theres documented evidence that they will push for a c-section when its not needed, and twice as hard if youre a person of color
HolyHellJezebel
I had my tumor baby by emergency c-section in 2007. At Yale. My bill was $30K. The bill for my son who was in the NICU 4 days $60k.
HolyHellJezebel
I should point out that I had insurance and it was fully covered.
tootsie87
Depends on state? My c section itself was $35k and altogether $42k. My portion was $5,600 on teacher insurance that just paid off. He's 3.5.
PimpinKen
It cost my mom 75 dollars to give birth to my oldest sister, and thats because they paid extra to have a tv in the room
wildheiss
Last month, we had our little Mr. come 6wks early. The hospital billed insurance for 120K for him and his 10 day NICU stay, wife was 28k.
becauseurwrong
And there's reports of doctors around the country just deciding on unnecessary c-sections (& episiotomies) to get the job done quicker
ItsAWonderfulButt
Surely the total cost of 70k for its birth would be enough to raise the kid til their 18.
freckledkink
Yeah, I had to have an emergency surgery after my c-section due to internal bleeding and stayed in the hospital for 5 days. That was a
freckledkink
Crazy bill that took years to pay off. Even with great insurance.
gunnexx
Can't imagine what the cord prolapse my ex had would cost. Emergency c section et al
MyLittleVenus
That's crazy. We chose to have our kid via ceasar, in a private hospital and it was £16k all up. (In the UK)
trogdorrulez
Or nic u stay. Thats another 25-50k
DanBranDaMan
My kid was a month early and spent 2 weeks in the NICU. Before insurance, it was nearly 90k.
Paoloc0mments
Jaysus
upvotesforchuckles
I “accidentally” paid for a c-section OOP bc the hospital swore they submitted - but they didn’t. I was too young & dumb to know better.
GodzillaHarddiskson
Jesus fucking christ. Yeah, we paid like $30 out of pocket for our c-section. But that was for parking and my food (as the father).
makingwoofles
Or ya know, 2k all together. Really varies.
OtterAvalanche
Holy poop. My wife had to have an emergency c section. Extended stay. (Everyone came out happy and healthy.) Cost $60 in parking.
beaurexgard
Our emergency c-section added 12k to the bill and 1200 to the out of pocket...
Metalbawkses
Wife had c sec and then 2 weeks NICU, then a week in PICU. Nearly 100k
OrigamiSnowball
The anesthesiologist is a separate bill too since they tend to be their own entity from the hospital.
[deleted]
[deleted]
analnipple666
Wow must be nice to live in a civilized country
mywanderingways
It is.
JohnSmithterms
It has it's moments... but the UK is also very fucked by corporations and shit politicians. Unemployment is £70 a week for instance. 1/?
JohnSmithterms
If you have a job and your boss likes you then they can lay you off with 80% covid pay. But I have a friend whos boss just fired her 1/?
baberuthless1021
Also if the baby doesn't need to be in the NICU. Luckily I didnt need a c-section but my son was in the NICU for a week thankfully.
Kenmaira
My kiddo is 2 years old now, it was going to be an at home birth that ended with complications. emergency C-section and a 45k bill later...
Kenmaira
Thank god I had $250 deductible with $0 after deductible insurance to cover that.
BatsArentBugs
Our emergency c-section was almost 50k extra. The next one (planned) was less than 12k in total. It’s almost like the price is arbitrary...
scrumdiddlyumptiousness
It could very well be who they're getting supplies from or could be different because hospital mark up?
BatsArentBugs
Huh, the way you put it make me think that it’s possible the prices are arbitrary - as if they are neither value nor market derived.
scrumdiddlyumptiousness
When I worked purchasing for a hospital our mark up was insane, but I have no idea if that's a standard set somewhere or not.
whatintarnation9
Plus the anesthesiologist fee.
OkOkTryNotToSayTheWrongThing
As a Canadian, this concept is so foreign to me. Combine that with not getting a year of maternity leave and I'm amazed anyone has babies.
Kevo1991
When my wife had a C section, I stayed with her for 2 nights, she had 1 night extra. Only cost was for my two nights, and that cost me 1/
Kevo1991
420NOK, or 50 USD. When we both got 15 weeks eachs paid leave, and 15 too share (also paid). So I am extremely glad to live in this 2/
Kevo1991
Socialist country
dustonashelf
A year?! Damn. We get 6 weeks once baby is born. And 4 weeks leading up to birth.
brownsugga
It depends on the company. My company gives 4 months and you can extend it if need be
BoomGoesTheThermonuclearDevice
We can actually take up to 18 months now in Canada, split between both parents, but you get 12 months worth of income.
thoep
In true US fashion, your employer gets to choose how much paid maternity leave you get! FMLA allows for more but not as paid leave.
Christylbk
My employer say we can take it off, but doesn't pay for it. So you have to use vacation or sick time, and if your part time you get nothing.
Boldeyes
I always ask myself how other women survive that. Taking care of a newborn is sometimes so hard. How can you go back to work so early?
WarlockSniper
The looming threat of unemployment and starving in the streets is quite the incentive, or so I've heard.
Boldeyes
American incentives... nah.
LinkStrife
No leave for Father's here in US either. None, 0. FMLA sure, but it's unpaid.
WhoeverSmeltItDealtIt
Exactly. A fellow Canuck we needed a c-section and 48hr aftercare, also our baby needed to be re-admin the same week. It cost parking
charlottadupont
They've squashed most family planning and women's clinics, cuz apparently *only* abortions happen there, so...
greentights
Lmao. In the US, you're expected to give birth during your lunch break & be back on the floor & happy about it.
Kehy
Half days are more normal really
greentights
I was only slightly exaggerating, but there's been cases in news of people having kids at work instead of being able to take maternity leave
Kehy
Yeah, it's pretty common really
FlyingButtPliers
We had the Family Medical Leave Act in 1993 give 12 weeks for the mom for pregnancy both pre and post birth, no cash just not being fired.
illtellyoumineifyoutellmeyours
You're only eligible if your employer is covered & has at least 50 employees, have clocked at least 1250 hours at your job, etc.
Somethingsneaky
Yeah, 5 day hospital stay for me (preeclampsia)& my preemie. $8k max out of pocket is the only reason we aren't bankrupt. We make 6 figures.
PaintYourWagon
C-Sections are nothing, try having a premie baby or in my friend's case 3 premie babies! Luckily he had some damn good insurance....
laurenfirefairy
1st kid was airlift to another hospital. Emergency c section. And then about 4 months in nicu.
KissTheLuckyEgg
I had premie twins (had to stay in the hospital 3 weeks) with C-section, cost me nothing... Dutch girl here
KissTheLuckyEgg
And a hospital stay for me for 3 weeks because my water broke wayy to early but labor was stalled thank god
EchoChambers
I had a preemie breech baby via C-section who spent a week in the NICU. It cost me nothing thanks to universal healthcare.
JoshuaFalken
Gotta admit, you had me in the first half. *cries in American*
texasfoodman
I stopped counting the amount for my only premie at 1 million before insurance and just kept calling the insurance to reprocess the bill
texasfoodman
Amazingly this tactic worked. Also nobody outside of medical cares about medical debt. Still able to get a mortgage. They ignore it.
axiomatik
It doesn’t get ignored if the debt gets sold. Then scumbag companies may buy it and take you to court to garnish wages.
texasfoodman
Yea that’s a risk i’m willing to take to pay 10 cents on the dollar of 80k.
texasfoodman
It’s almost like it doesn’t matter and they know it’s fake.
AmyRene
Except for when they come after your paycheck. Medical can and will garnish.
whatintarnation9
I had a hospital stay, then csection, then preemie with Nicu stay. $$$$$$
texasfoodman
NICU level 3 then 2?
edtumb
Premier baby? They came in gold package?
ilikedickbuttsandicannotlie
Early access?
titaniumsnail
Brilliant.
PaintYourWagon
They cost a little extra but the collector edition case is well worth it.
MuffinProof
NRFB
hopethisoneworks
And platinum but that is honestly rare
ForkOffPlease
Some come with a custom cape, it's really cool.
ForkOffPlease
https://en.m.wikipedia.org/wiki/Caul
isaypoopythingabecausemostofyouannoyme
No but you get them on an early release date
OneShot510
Underrated comment.
NineByNine
maybe this is why there are couples having so many kids. they're trying to get the rare holofoil variants.
illogicalphallusies
The autistic edition used to be super rare, but once the movie "Rainman" came out, god pumped up production of that model...
TheRealGeorgeMcfly
and they come with free hats!
silentwolf1999
Loot crates.
ItsRainingOutsideAndiDontWantToAdult
And shinies.
ThishasbeenmyTedTok
*throws it back in the grass* DAMMIT
RaptorClawBR
My cousin hatched a shiny but only after a few thousand restarts.
240DollarsWorthOfPuddin
I had pretty good PPO insurance when we had our third, my son, and my wife needed a c section. Out of pocket was still $5k.
Fishy820
I was born at this hospital lol
htapoicosilus
How could you be born, are your parents rich?
DarthVaderDidNothingWrong
You ruined your parents you monster
RoseSheepy69
spitslap
okbutcalmdownfirst
Lmao
velovali
Would be interesting to see what your parents paid back then.
ELI7E
$3
BabySharkEtc
And that included coffee and 3 meals a day.
CarbonNight
Sounds like your parents reminded you constantly on how much you cost them
noobkiller5000
Greetings fellow abingtonian
pattyymac
oh shit, did you know my wife? You'll have to answer that with no other information and also i'm not 1000% it was abington or holy redeemer
Fishy820
Answer it with No Information or the correct Location, lol
pattyymac
damn, well played
GuyWithDog
Sounds fishy!
SixStringPilot
That’s some serious flexing
FrankTheCube
The hospital I was born in burned down and the hospital my father was born in was destroyed by a flood.
Fuckweasel
xHeroOfTimexx
Loved that show!
SuperBeetle76
what show?
xHeroOfTimexx
Misfits
SuperBeetle76
Thanks!
HolyCowDoNotEat
After the first two seasons it went to shit, but those two seasons were great
tbomber
I'm nowhere near complaining about declining population growth.
[deleted]
[deleted]
WhatImmadoboutmylegs
And you can be selective with immigration. Bringing in the hard working and/or educated in lieu of locally born morons sounds like a plan.
analnipple666
Same x100
DarthVaderDidNothingWrong
I'd ask if it's a joke that you have to pay at all for getting a baby, let alone that amount. But I'm kinda sure the answer is yes, sadly.
DarthVaderDidNothingWrong
I paid for parking when we had our son. And my wife and him were in the hospital for 5 days.
AnnieBahde
With insurance this past time we paid around $3k in bills and then there’s the monthly premiums. That’s not Including meeting the deductible
Wankathon
That's not insurance then
AnnieBahde
for my high risk prenatal care. It’s just when the baby is born guess who is a new patient?
DarthVaderDidNothingWrong
Truly a bad system
nerdasaursaysrawr
I have great insurance that I pay about a $1k a month for and still had to pay $3k after my son was born. So he’ll be an only child.
Knuddelbearl
350€ in Austria, 150€ for afternoon kindergarten. 3€ meal.
Yurets1257
And so the perpetual cycle continues until only Jeff Bezos is left alive with his (future) quadrillion dollars!
UsernameRabarber
$1k?! Jesus! I pay about $60 for all my insurances: medical, accident, home, travel, income, life, and child, and that includes my union fee
[deleted]
[deleted]
UsernameRabarber
Sweden. But we're trying damn hard to become like you guys. Which is terrible.
[deleted]
[deleted]
UsernameRabarber
I hope so too. It's painful to see all we take for granted being stripped away bit by bit
UsernameRabarber
And I think it's a tad bit expensive. When I had my kid I actually earned money due to my insurance. Had complications (barely) and got
UsernameRabarber
Paid about $400. The complications were "emergency" c section, and joint loosening. The insurance for my pregnancy cost $100 a one time fee
UsernameRabarber
The US needs to take a hard look at itself. I'm so sorry you have to live in such a place
LoopStricken
Doesn't sound that great to me.
FiendishDoctorWuTangClan
If it was worse there would have been another 0 tagged on their bill
MAN9000
We had two. I'm glad we did. Having someone for your kid to play & bond with is definitely worth $3000.
greggor
Why is it so expensive? At my last company, insurance was free. Now I pay $86 a month for pretty good coverage. PPO with a $500 deductible
dustonashelf
$1500 for whole family, includes dental/vision. We’re given a choice of 6 plan options, this is cheapest. I am required to have insurance.
greggor
Ahh okay. Mine is just for me. It’s substantially more expensive for a family.
BewareTheIceSpiders
3K is a drop in the cost of having and raising a child. I live in "socialist" Canada and daycare alone is 1000$ a month.
dustonashelf
@beaurexgard This! Pay $1500/mo for insurance, $2400 rent, plus food/gas/car/life... this is how it can take years to pay off debt.
KirkSteel
This is why I’m always mystified why people are worried about paying maybe a couple of percent more in taxes but not having to pay premiums.
KirkSteel
No deductible with public healthcare as well.
beaurexgard
Ok...find a new job...upskill...insurance costs me 600 a month for Family of 4 to 5 depending on kids I am raising for derelict relatives..
KirkSteel
This isn’t the hardship olympics - there is a better way for both of you. $7200 for insurance is not a 1st world solution.
dustonashelf
Please don’t misunderstand. I didn’t ask you to solve a problem- just showing you how it easily exists.
AhSureLook
I have no insurance. Including check ups before and after, I spent roughly €10 in total. All on parking
AhSureLook
I guess that makes me a communist
bigkingdingaling
Don't forget daycare if you want to work. 2k a month outside DC until they're 3. Then only $1600
aIohasnackbar
Pregnant w/our 1st, we called all licensed daycares within 1hr of us in Los Angeles. $3k/mo min w/2yr wait & $6k up front to get on the list
aIohasnackbar
tl;dr we moved b/c we couldn't afford it. $3k/mo was at the time my take-home as a full-time (AGR) Army Reserve NCO.
bigkingdingaling
Hope BAH didnt take a big hit when you moved. At 3k, an au pair would be a deal for you.
aIohasnackbar
Had a 1 br apt, which put us low on the list. BAH was ~$2k/mo, which didn't cover rent. Moved to BFE, went traditional reserve/civ employer
thepunnypenguin
Between day care and a house cleaner, my income would be net 15k a year. I’m not going back to work.
beaurexgard
Yeah daycare costs pretty much canceled my then wife's income working...what a fricking joke
bigkingdingaling
And costs stay inflated because if you can't afford them on paper, the govt kicks in the rest.
floridajew
I’m paying $1,100 a month for daycare in south Florida
bigkingdingaling
Of course you got a much better deal than me. Can't put my finger on why I know you would though
floridajew
Maybe it’s location based
JediMasterPickledBadger
Maybe it's wrong of me but I cant imagine raising a child in this world.
wazeewa
Nothing wrong with it at all. Kids are a choice. You can choose not to have them and no one has the right to question you.
HMKwrites
There’s nothing wrong with that. “I don’t want to” is a good enough reason not to have a kid. Kids should be wanted. No one owes anyone kids
BootsDusty
TunnelRat13
This is why people think all Americans must be rich. They don't realize most of us can't afford this and have to file bankruptcy for this.
sarkonas
Appropriate response to the baby one: You pay $40, smile, thank politely, and once the baby is home you burn down the hospital.
nipaxon
I should show my work collegue this. He complains that our socialism is bordering to communism. The high taxes and so on. (1/3)
nipaxon
But then again, the taxes has given is children free education and the hospital costs like $20. And if you pay more than 1200 (2/3)
nipaxon
swedish crowns in a year (ca $150) you get the rest for free. Told him to move to america if he dont like it here in sweden. (3/3)
bigVanilla
Anyone have the whole clip sauce?
BootsDusty
https://www.facebook.com/www.JOE.co.uk/videos/2566303173439548?vh=e&sfns=mo
bigVanilla
nice
Smashinbananas
Lol.. fuck trump...yes we all agree
Lanhdanan
Never ending shockedpikachuface.jpg
bonkhonagahoogs
Real question: shouldn't she be punching the insurance provider?
VintageData
She punches the doc, the doc punches hospital admin. Admin punches insurance rep, rep punches manager, who punches CEO. TRICKLE UP FUCKER!
yellowtoolboxblackbag
Or, carry one punch all the way through- https://i.redd.it/jg9d7p5flh301.gif
Gholson4
Oh you want to actually *hold* your baby... that'll be another $40. LMAO.
TrumpSuxIvankastoeslikechillidogs
I'd just say no thanks and see what they do
ohdeepthought
$80 for them too hold it probably
TrumpSuxIvankastoeslikechillidogs
"Damn, this has a lot of hidden expenses, what is your return policy?"
ohdeepthought
A lot cheaper than the disposal, however adoption and foster may be profitable avenues.
wazeewa
Wait. So for the 2.5 seconds it takes for the nurse to grab the kid, lean over and place them on the mother is $40?? WHAT THE FUCK?
Mokelzwerg
Well... in Germany it’s free and we still don’t manage to make more babies.
OriginalSyn
Yea Canada as well, but the cost of living is high enough in other areas that makes it hard to justify
oddoregano
It's almost like people are being responsible by not popping babies out all willy nilly. Damn them being taught about contraception!!!
OriginalSyn
Well also mortality rates are low enough you don't really need backups
parkerh17
That is common in developed countries where ppl are more career-focused. We only didn't have that issue thus far bc of immigration.
keystotheairlock
Yeah that wall is totally paying for itself now....
TheBlueMuppet
Its from the Antibabypillen.
iamdickburns
Just the hospital visit is free. Clothing, feeding, raising, housing all are very expensive and tough with both parents working.
pygmypufftrampstamp
We are seeing a culture shift in the workplace though with many places more open to permanent WFH arrangements. It opens up a lot of /1
pygmypufftrampstamp
areas to move to that are cheaper because they wouldn't have the work opportunities given by working remotely. /2
Soifon87
Germany is quite family friendly. But kids still turn your life upside down. I can understand choosing not to have kids. I love my girls,
Soifon87
but sometimes I long for the freedom I had when I was child free. Those cute devils tie you up for a couple of years ^^.
probiz
Earth is already overpopulated
burlyqlady
Seriously, I'm sick of idiots saying we need to replenish the population.
probiz
Probably never heard of carrying capacity (K). Glad that many developed nations grow their population from immigration not procreation.
Rkhbusa
If my GF gets preggo we lose an income and gain a mouth. Even without the US birthing bill it’s a tough pill to swallow.
karateninjazombie
Take a look around you at the world we live in. I don't want to enforce another living being to have to grow up in it and endure it.
pampelmuse
Actually not quite true. I looked up statistics just today. The birthing rate has continuously risen the last years. Only in 2019 it was a
pampelmuse
bit lower than in 2018. but, yeah, still not at „replacement levels“...
NickKater
I think it‘s good that we‘re not overpopulating.
Allrighty
Everything else about having children is too expensive, too.
HermanTehGerman
Der spätere Verlauf von min. 18 Jahren, ist auch nicht zwingend ein Schnäppchen :-P
Saici
Germany still has shortcomings and its ruling party for like 40 years has no plan to address them anytime soon.
Saici
For having children or living space specifically, but also socioeconomics and climate change. I could go on.
Seggs
maybe consider some slightly more vanilla sex?
Deepfire007
We have the same problem for over 100 years … and still managed to get a lot of us killed in 2 world wars.
zylokun
Stop doing butt stuff then!
stja
Having children is prohibitively expensive regardless of hospital costs, even if those make it even worse in the USA.
EchoWhiskyBravo
I had 3 kids in NYC. The only thing I paid for out of pocket was the private room, which wasn’t that expensive.
guywhosaysugh
I hope it stays that way. Really hate those little annoying screaming running goblins.
Saici
This is mostly just a result of a society where children are not the norm. If everybody had some, you would just adapt. Its a tribe thing
guywhosaysugh
Being an annoying screaming goblin or hating them?
Saici
Oh no, they're still annoying screaming goblins and you still wouldn't like them, but it would be less 'into your face'
Saici
Kinda like the brain fading out radio noise
Ruhig
Cost of living is still pretty prohibitive in many places. I think there's also a much greater emphasis on work than family as well.
GnomeDeGuerre
Family has been taken for granted and not supported.
maetryx
It's not really a money problem. It's a priority problem. Recent generations (like the last three) value vacuous fun over responsibility.
electrovirus
That is the stupidest stereotype I have ever heard. Older generations been sayingthat about younger ones for centuries.
mroranges
Or perhaps some people come to understand that babies aren't the only way to live a fulfilling life
annihiKate
Found the bitter parent
Allrighty
It's because Boomers chose vacuous fun over responsibility that there's no money for us to do anything any more.
KillaTheHun
Maybe that is being responsible. Knowing what you want in life.
geoffreyfourmyle
"it's not a money problem" from the shithead who never had to pay $50k to give birth at a decent hospital. Fuck out of here.
FnordGallop
Yes, responsibility like making sure the chucklefucks you support stay as far away from office as possible.
geoffreyfourmyle
FiendishDoctorWuTangClan
Id rather not bring a kid to this clusterfuck.
TrowelAndError
No one “owes”anyone a baby. This planet could do with a few less of us.
ProppaGanda
Because getting real estate is still impossible even in Europe?
squirrelrubbinghisnips
Here in the netherlands most people i know own their house, 300k in debt for it, but thats a special kind of loan that doesnt count as red
Erdanya
But starters can barely get a mortgage with the current system and housing prices for anything that's more than a 2-room apartment.
squirrelrubbinghisnips
Thats true student loans especially are a hinderence, any debt keeps you from taking a mortage
Fortherea
It’s not technically free, health care just pays for it. I’m saying this because I paid those bills before private health care stepped in.
escalinci
The costs are far more controlled because insurance costs are regulated, meaning insurers have an incentive to bargain with providers.
[deleted]
[deleted]
escalinci
What? Germany has pretty affordable healthcare, would rather a single-payer system but that doesn't seem on the cards.
electrovirus
Not near 40k either.
pjm82
Same in Canada, but we have a solution. It's called immigration. Want to work and pay taxes? You're in!
Anonymous0199846
idk about that. I've taken a long and serious look at moving to Canada, ya'll don't exactly roll out the carpet. I have a masters in an in /
Anonymous0199846
demand field and it would still be a very long and difficult process for me with no guarantees.
Rkhbusa
The trick is you have to come from either a lot of money or non at all.
Anonymous0199846
Well give America a generation or perhaps two and we'll have more or less the same 'no money' status as India and Mexico.
Epi4Hire
People don’t realize that economies collapse b/c of this stuff. Immigration or sweeping reforms are the only answers.
Rkhbusa
Immigration isn’t a solution, it’s only delaying and compounding the inevitable. One day we’ll pay the price of an aging population.
GnomeDeGuerre
The delay is part of any solution available. We only need to find a gentle way to slowly decrease the total population
redstaterefugee
But what if brown and black people want to come in?!?!?!
pygmypufftrampstamp
That's what Brampton is for /s
pjm82
I grew up blocks away from the biggest Sikh temple outside of India. They're here, and pretty cool. Some of the funniest dudes I know
hardlyfatal
Canada has a strong history of immigration from Africa and Asia. I know a family from Eritrea who refused an offer to immigrate to the US 1/
hardlyfatal
& chose to wait until they were able to come to Canada instead. Smart choice. 2/2
wipethatfaceoffyourheadbitch
We’ll find a spot for you in the GTA just don’t let them put you at Jane and Finch.
redstaterefugee
I am amused by all the people who don’t understand the sarcasm in my question and punctuation
rnj454
Also, your username should be another giveaway here...
Threadnomancer
Psh thats fine, its not like its America or a shithole country like that
cmpg33k
A 42% income tax rate is what makes health care "free"
TheFrenchGirl
And your point is ? Nobody in Europe is deep in debt for medical care, nor for education one. How much % is your debt there ?
CandidGamera
German healthcare isn't tax-funded, it's mandatory insurance.
Selerox
You pay more tax than I do. You pay more for health insurance than I do. I think YOU might be the one getting fleeced here just FYI...
JustAPileOfCats
Apparently tax brackets are not a thing to you.
MissGrangerIfYoureNasty
I'm already paying that as a U.S. business owner, and I still buy high premium high deductible health care. It blows.
kirmes
It's not free. And less people by less babies is actually needed to save the planet!
leviathan8600350
Lol @ save the planet
analnipple666
Fewer people/fewer babies*, you're right though. Why is it a bad thing that people aren't popping out as many kids??
GnomeDeGuerre
Because it's suicidal if done the wrong way.
Rkhbusa
Because people are too narrow minded to think that the economy could perpetuate without a constant influx of people.
lespritdelescargot
Probably because higher education is associated with lower birthrates *shots fired* :)
leviathan8600350
This is true in LA
GnomeDeGuerre
Also the wage / education / urbanization thing. Having to be "old" to have a house and from there it's a big deal to become a parent.
kshann32
Idiocracy. I’ll comment this movie every time this topic comes up until the whole world has seen it
Spiderbubble
Because if you're educated you realize that kids are awful. I'll still have one eventually though...
Sneetsnoot
Lol right! More developed countries don't need kids to work on farms, access to Healthcare, higher literacy rates - esp. for women, etc...
BamboozleInsurance
Fuck kids, they'll be annoying till they move out
debthepleb
You do you, boo. I've been having increasingly disturbing dreams urging me to have a kid. Esp closer to my period. It's fucking freaky.
shadowbane1120
... you don't have to. They are a drain on everything from money to physical space. Sure there are upsides. Not enough imo.
Dankking
So I watched a video on happiness and kids indeed make people 20-40 more unhappy. However the 50+ age groups who had children where /1
Dankking
Were* happier probably because they aren’t physically taking care at that age and they have family or something. Was a good video
Lanhdanan
But its nice to have the option w/o crippling debt being considered.
Threadnomancer
I could totally support the daily costs of a kid, but a hospital bill for more than a down on a house? Guess I'll wait to have a family
TheyMeanToWinWimbledon
The crippling debt begins/continues once you get the kid home.
Alamagordo
I think what the commenter is saying is that as people get more educated and are more secure they don't feel the need for many/any kids.
eventide215
It's not really that. We're just putting an end to the over population issue we've had for years.. we're smarter about it.
Alamagordo
It's actually multifactorial. But definitely has to do more with education and health than money. When you have long life expectancy and are
Alamagordo
Able to fulfill your needs then you can focus on enjoying life. Many people are having children much later in life due to this.
Lanhdanan
Could be. It is certainly the hardest thing I've ever done. Has made me more attached to the betterment of mankind though. For their sake.
jellociraptor
There's just very little justification for reproducing. Ignoring how negative of an action it objectively is. I'm more effective withoutkids
Alamagordo
This is a phenomenon seen throughout the world.
Alamagordo
I get it. if you want a kid it's tough, but you are in America and you are poor. You're effectively in a less economically developed country
S84n34
Idiocracy, terrifyingly accurate movie
derBernd
France hovers around 2 children per woman.
Milchbube
Can anyone blame us? Why would I put a kid into this world, just so it can be enslaved and taken advantage of just like everybody else.
irriBreaker
Don’t want to be rude, but I think you should seriously consider nationwide insurance for everyone.
CokieMonster69
It's called "Medicare for all" and would cost in taxes about what medical insurance costs, except it wouldn't be tied to your employer
irriBreaker
Well that’s not good. where i live i pay half and my employer the other half. E. g. last month i paid € 78.10. How is it with Medicare?
CokieMonster69
It's good bc if you lose your job you aren't susceptible to a $100k upcharged bill bc insurance companies prenegotiate fair prices
wazeewa
Insurance is one of the biggest scams on the planet.
bigVanilla
Do you mean like socialized medicine like virtually every other modern country? Obama's Affordable Care act, where he tried to mandate for
bigVanilla
everyone thru a small fine for dodging it for the greater good? Or do you mean actual Nationwide® Insurance ? Either way for profit medical
bigVanilla
industry is dangerous to it's ppl. https://www.verywellhealth.com/difference-between-universal-coverage-and-single-payer-system-1738546
drunkleqrow
We need an entire system revamp, TBH. Neither our current system nor a nationwide insurance system are sufficient.
cmpg33k
Nationwide insurance means higher income tax rates. Germany - 42%, UK - 40%, US - 22%
wazeewa
You're point? You aren't bankrupt from breaking a leg or wanting to have a kid. Its 33% here in Canada and I'm fine with it.
Ticmea
German here. That is a price I am willing to pay for all that I get out of it. Taxes could be used a lot more efficient but it's not bad.
Letstriptogether
So? I'm actually really happy we pay so much taxes. Good schools, daycare, medical care: accessible for everyone.
Lanhdanan
Fuck insurance, middle man making cash off of everyone.
irriBreaker
So what? Is making money evil now? Btw you don’t need a middle man.
MrChrome365
Making money isn’t evil. Letting people actually die so you can maintain your margin. Yes, that’s evil.
thesavagery
Lanhdanan
There is making money, and then they is massively exploiting the 99%. Letting the country burn so the 1% can buy another mansion in Maui.
irriBreaker
True. But the money you pay isn’t lost to the 1%. It is still in the insurance company serving you!
AverySillyName
The insurance companies are the reason this shit is so high in the first place
Lanhdanan
I reintegrate. Fuck insurance companies. Legalized extortion.
ThePastmaster
Lol, by trying their best to pay you as little as possible.
DaMummy
You might be right. We finally have Democrats in White House which will appoint committees to find it if you're right.
freshthrowaway1138
At least the Dems can be pressured into doing the right thing by the voters. The GOP just wants people to shut up and die if they are poor.
DaMummy
That's why #ForceTheVote just failed, and Pelosi got every Justice Democrat(The Squad) to vote for her.
freshthrowaway1138
Still better than GOP. As someone on the left, I would prefer more progress; but every bit counts.
greggor
Why even have insurance? We should nationalize the entire health industry, including pharmaceuticals. It’s insane to make money off this.
yellowtoolboxblackbag
What?? WHAT???! Nah, man- that's crazy talk! We'd rather keep burning giant piles of money all over the place.
Crimx42
Room and bed 10k absolute joke
khora
This is to purchase it, right?
WaterUnderTheRocketAppliances
That's as much as I paid for a year of a shitty apartment
ThePerks2010
"observation" is my favourite "yep still alive, that'll be $140 please"
cropduster5000
You have to have a certification to pronounce somebody alive
jj77669
ALL of it is a fucking joke... Chargemaster bullshit...
zachattach117
I was on a trauma floor for 10 days a couple years ago. Room and board: $154k.
Helipad0451
My mom had a minor ER visit, but they caused a severe allergic reaction, wouldn't let her leave the ICU for 6 days, then charged her $75k.
Robtheshaman
Oh look. Another reason not to have a kid.
arthurvanhoudt
What pharmacy after a ‘normal’ birth costs $2.270,40???? Some pain medication (costs $2) and what else?
Givemeyourmemes
Germany: wife pays nothing and the husband ~20€ the night If he wants to stay.
JeffwiththeNukes
7.2k for a room for your baby filled with other babies.
Spudnutted
Where I live a warm blanket (small) is 12 dollars. You don't even get to keep the blanket. It's quite literally a 12 dollar warming fee.
tellyourdogilovethem
That’s even higher than Trumps Hotels this week
TrumpSuxIvankastoeslikechillidogs
Just have it in a motel 8, delivered by the Bottom Bitch of the pimp that lives 4 rooms to the left, on the first floor.
SomeNameGoesHere
Right? Like where'd they find that good of a deal?
SaintCody
And that's just the damn room. Everything else is extra.
TRDirty
Our bill was 100k more
GammonFaceMcFuckNips
In Canada we had to pay extra for a private room. I think it was $100 per day and was covered by our private insurance. Shared room is free.
dyxj
Thus looks like an uncomplicated birth, so minimum stay (which hospitals like to push for) is 48 hrs (96 for complications). $200/hr.
endfreq
My local hospital is one of the most egregious abusers
damonalfero
We had insurance and still ended d up with an 8k hospital bill.
CJFoxx11
I miscarried at 5 mos in 2013. They tried to make me pay for the ambulance because they misread the claim as normal L&D. AND...1/2
CJFoxx11
My single 800mh ibuprofen they gave me was $30 on the bill.
CJFoxx11
Mg
Codecomp
I just looked up the cost of a hospital bed, £1.2k for a basic model upwards of £12k for a fancy one. Can you bring your own bed these days?
dogmadxbox360
The room was 6k. But also part of the 10k because fuck you. Welcome to American healthcare??????/s
DanJonesKing
don't forget the 7,500 for baby's room. That's a special separate room.
brujababy
Yup, just had my baby in October. 25k without insurance. Still owed about 3500 even with good insurance.
CodingMoose
I visited the Philippines back in Dec 2019, had emergency hospital visit, 3 days in the with IV anti-biotics: $470usd w/xrays & meds
TheRealR0tb3rt
Of course it´s a joke. You could have easily taken 13k
brainzeat
You can deliver a baby in a Marriott pent house with that money
cropduster5000
Room and bed, on top of room
coloredgreyscale
Do you get to keep the bed afterwards?
kradeig
My exact thoughts! Is this a presidential suite at a luxury hotel?
MasterTaco89WasTaken
No, that would be cheaper.
TheJossiWales
I feel like if I got someone preggo, we'd have to flee the country to survive.
pareidoliaperson
And not even breakfast included! WTF murrica??
Iamjacksinflatedego
Per day?
FartPoweredPogoStick
Yeah but you get to keep the bed! Lol
ThrowawayStuffandStuff
Line 1 is also a room change of 6900
GreatestEverAlive
GnomeDeGuerre
But certainly not anywhere else.
jsk39
Fuck I was charged $4000 a day how many day does it take to have a baby
CyricTiyrn
A private room where I live, in Canada, only costed me and my Wife like $40 a day.
pandemicmodedad
In canada its like 300 for your own room. Other wise you go into a room with 7 other families separated by curtains.
ohdeepthought
Isn’t it 17k because you include the nursery bed charge as well?
goingtogoeatworms
Don’t forget the obstetrics room charge, so $24k.
ohdeepthought
I get why hone births are desirable though personally I’d not want to do the clean up.
goingtogoeatworms
You could always rent an Airbnb & pay the extra cleaning fees!
theheatman
UK - £0
coloredgreyscale
https://www.zmescience.com/science/news-science/birth-child-us-prices-27042018/ $9k for the luxury birth of the royal baby in 2018
djayembe
Canada - same, but we chose to pay a $150 extra to guarantee a private suite.
phlebotomista
Norway 0$
monsterdre
In Norway I believe the government pays mothers to have a child, first as a onetime sum and then supports the child with some monies after..
caidoe
Australia $0
BoomGoesTheThermonuclearDevice
Canada $10 (for parking)
ATerribleArtist
The most expensive place to stay out of any hotel or resort, per night, is a US Hospital.
SwedeOnAnIsland
7* hotel
Quiet0ctopus
I got my gallbladder removed and my 45 min procedure and 30 min recovery (shared room) cost ~10k.
jsk39
Ok u win
JuxtaposeIsANeatWord
Wow, what a deal! Mine was $27k
axiomatik
Yes, but the surgeon thanks you from his new boat.
Sirtopumhat
Honestly its not the surgeon.. he has a boat already.. it's now just also the hospital admins and several HMO execs need boats too.
Sirtopumhat
They just want to wet their beak a little
MasterMookie
I had testicular torsion.No insurance. 10 dollars for diagnosis, same day surgery, and hospital stay. Sweden is alright.
PamfromTheOffice
This scares me because I have to have my gallbladder removed
Quiet0ctopus
Are you insured?
PamfromTheOffice
Yes my deductible is 3500 but then it pays like 80% of the surgery so I'm hoping it won't be too bad ?
Quiet0ctopus
It shouldn't be. I owed $1600 by the end of it all and got on a payment plan of $32/month. Plus hospitals will also do financial aid.
sweetcatastrophe
I had mine removed this year in Australia and it cost me $16.50 for my post proceedure pain meds and a 6pack of beer for the mate that 1/
Hurro
Canadian here - Jealous you didn't have to pay for parking. That's crazy expensive these days.
sweetcatastrophe
Picked me up afterward. Fuck I love Medicare.
Quiet0ctopus
*cries in American medical debt*
Lanhdanan
The USA Wealthcare system is a complete and total joke.
realRonaldDump
Just the way we like it
JamesFaction
Weathcare system. USA is being screwed over by a tiny minority
ChristosMylordos
I would that not too many are laughing
FreemansRedHotRebar
Oh we do. It's how we cope. *Laughs in disbelief*
Aathole
Honestly it about the same in Canada but we all pay taxes for it. But that system is having more and nore trouble too
ThisIsYourLifeNow
My girl was born in March. My wife has a special insurance. She pays an extra of about 132€ a month. For that she can choose which doctor
ThisIsYourLifeNow
she gets. Which nurses. A garanteed single bed room. We had a special midwife which took us through all the process from day one to after
ThisIsYourLifeNow
delivery. How much we paid? Other than the 132€ a month? 12€ for parking.
ThisIsYourLifeNow
The special insurance is for everything medical. If she would brake a leg. She gets the same treatment. If she would not have the insurance
dudechaos
Nurse gets paid $30/hr x 24hr/day x 14 days = $10,080 just for the nurse. How long were they in the hospital?
wormfood
It is but I think it's important for people to know this is the sticker price, not what actually gets paid. It's like infomercial sales.
wormfood
Downvote me all you want, hivemind, it's the truth. But I guess nuance isn't as fun as a good circlejerk, just be sure to wash your hands.
falconca
Can one of them awesome countries with awesome healthcare please tell US how much it's supposed to be? I think maybe we just don't know.
jaloosk
How about a $2 copay on 3 months of insulin?
falconca
Are you joking or something? Cuz it's not funny when I think about the people that choose to die rather than pay for insulin. Where???
jaloosk
No I’m not joking, welcome to Canada where we have socialized medicine.
Lanhdanan
As a Canadians, ours isn't perfect, but its been offered, like, a million times already.
kaptin666
As a Canadian dad with two kids, didn’t cost a thing out of pocket. It is covered by our communist *cough* provincial healthcare and taxes
DangerouslyMusicalCanadianLama
Oh i like that, ima steal that
Lanhdanan
As you will.
Fnogg
RayGiIIette
I saw the phrase "yee'hawdist" yesterday in regards to the radical Trumpers so this is just gravy.
ILike2TouchButts
Me too
MikeCobo
Never been hospitalized or worked in a hospital, how is $10,000 for a bed not extortion??
RamAssScratcher
Basically the people you are interacting with aren't making a ton of moneyIt's the long train of middlemen skimming a little at each step 1/
RamAssScratcher
Nevermind the fact that the same people own every step.
Isi151e
Because it's an electric reclining bed and it's got wheels. Those wheels alone are $1250 a piece.
DaDefenestrator
And how many people will reuse that bed?
whytcrayon
For $10k, the $5k of wheels and $5k electric bed should get shipped to your house when you’re done at the hospital.
Quixus
It should also be brand new when you first use it.
Noksus
So every patient needs to pay whatt he hospital paid for the equipment?
Snooj
Yes. And in the case of surgery, you are responsible for the surgeon's annual salary.
dudechaos
The room includes the nurse and cleaning. $30/hr x24hours x14 days is $$10080 just for the nurse time. No AC cleaning, admin.
turdswindler9000
Normally you don't stay in the hospital for two weeks with a birth, maybe with complications and or NICU stay.
dudechaos
Right. My first kid was in for 2 weeks and the kid second kid was in for 4 in the NICU. Wife one week each. Blood pressure issues
SephiRothIRA
Hospitals have staff?? They need to be paid? Such nonsense! /s
SephiRothIRA
Meanwhile these same ppl will post about Covid docs and nurses being overworked underpaid heroes. Selective anger about the medical system.
dudechaos
Right? Want the pc to work? Maybe play for internet and a few IT personnel. All goes through treating patient cost.
enferno8
The staff do help multiple patients, so saying it costs their wage does not divide their time by many patients.
PuppyDontCare
You have to pay this if you don't have insurance, right? How do people have 40k per child? Either the US is way richer than I thought or 1/2
paddleup
Almost everyone in this country is 1 ICU visit away from bankruptcy
ZackWester
also for many the insurance option is littarly well this only cover this hospital cross country, only on a Monday between 05.30-7.00 and
ZackWester
only for this doctor that is not in on monday, for thoes treatment but you still need to pay about 50% or more of the cost first, and the
ZackWester
rate are astronomical.... also cover no treatments anyway.
RadicalRecluse
if that's how much it costs just to give birth imagine what the next 18 years are like
Armoredsaint
No this is why Americans are in debt
xaero13
When you're in the middle of birthing, they're not gonna throw you out on the street. They'll send you a bill later and say suck it
maelstromverbae
Without insurance has a completely different set of charges (less), these charges are inflated to get as much payment from insurance
maelstromverbae
companies as possible, they have to break even with the actual cost of care on top of having to make up for inability to pay writeoffs and
maelstromverbae
Low reimbursement from Medicare and Medicaid
slamEVIL
It depends. This is probably ppo. In California--on an hmo plan--we basically paid the $30 copay to have our daughter.
Criscartersfallguys
This is where this discussion gets...tough. If you have employed provided health insurance, you’ll never pay this. You’ll pay your max /1
Criscartersfallguys
Out of pocket, which in my wife’s case was $4,500. She pays in $20/month for that level of insurance. If you can get your health /2
Criscartersfallguys
Insurance through an employer in the US, it isn’t nearly as expensive as people make it seem. Still have to pay, but not like the stories.
schocker28
When I had employer provided health insurance it was closer to $100 a month and .y co pay was higher.
jaloosk
My max out of pocket is $0.
Criscartersfallguys
Yes I’m not arguing the US has a good system. I’m simply stating that for a decent percentage of us, we have employer provided insurance /1
Criscartersfallguys
Which means our healthcare costs don’t actually look like the amounts you see in this site. Am still 100% for universal coverage.
dustonashelf
With insurance we paid $4500 for delivery (not counting $ for OB appts & ultrasounds & bloodwork along the way). Took years to pay off debt.
fiej
We paid 300euros. In finland. Including everything.
ElviraQueenOfDarkness
The total bill for meand my son was €3.5 k €1750 pp for 4 days of stay. We only had to oay for my husbands food as he stayed with us.
BlacknCrimsonRose
Yup. Same. My 1st was $500 out of pocket because I had an HMO. No companies offer HMO insurance to employees anymore. Not even hospitals.
BlacknCrimsonRose
My 2nd was $2,500 (not including appointments). My 3rd was $4,500. Because my company kept "reducing HC cost" which reduces benefits
oddjob1
With insurance we paid zero euros for delivery. And zero euros for every thing that came after birth. My son needed imitate care and surger>
oddjob1
He was born to early and had to have surgery on both kidneys. We spend six weeks in hospital. Didn't cost a thing.
Iankill
I recently had to explain to my trump loving Canadian friend that he wouldn't be able to afford his lifestyle in the states with his kids
iii900
To be fair, it was the same amount of overpriced to have a baby in the USA way before Trump as it is now.
MahSya
It's been 20 years and my father is still paying off grandmothers debt from cancer treatment before she passed
mcpma
You don't inherit your parents' debt when they pass, unless you make even just 1 payment and as a result "acknowledge" ownership. 1/2
MrJimmyRustles
The father may have co-signed on the debt or taken out his own loan or line of credit to help while she was living.
mcpma
Might not be applicable to you, but it's good to know for everyone else. 2/2
Feckless
Does everyone have to pay that much or I don't know, is this premium you guys have? (From Germany we paid like 200 for the room or so)
Feckless
Not having other expenses. Paid that much because Dad stayed with his wife in hospital, sharing a bed.
dustonashelf
It differs for each person in US. Not all insurances pay the same, not all hospitals charge the same.
Uccidere
Just had one, $700 USD with insurance.
kleinheiko
Unless you have insurance, that's what you pay. Even if you have insurance, you can end up paying a few thousand deductible.
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maelstromverbae
The bill in the picture is the amount billed to insurance, those aren't self-pay rates or how a self pay bill would be formatted
Uccidere
Right. That's why you carry insurance. That looks like pre-insurance negotiated rate, and also not CASH rate.
cptnshankahoe
Jesus christ. We paid 300nok (30usd) when we had our kid. And that was for Parking =p. Norway baby
Bionicbananas42
Canada here. We paid an extra $100 for a fully private room and about $30 for parking. And about $500 for full IUI treatment. Over 7 years.
dordikaka
Cost us £2 to have our son in the UK. Cost of a twix in the canteen! Parking machine was broken when we went which was a result!
cptnshankahoe
Yeah the nhs is pretty amazing
MrHerpertDerpington
Wow, that's fucked up. Like China level dystopian shit right there...
BeautifulThighs
Idk if I'd say China level, they are attempting a full on ethnic cleansing in plain sight rn, plus forced labor, organ harvesting, etc.
BeautifulThighs
Like the CCP is on a clear trajectory, and the world is making it clear that we're not going to follow through on that never again thing
Agisek
Sadly, China is much better place to live than America. Even with the genocide and stuff.
BeautifulThighs
dustonashelf
I wouldn’t go that far...
flaskfullofcoffee
beaurexgard
Years to pay off $4500? What do you make a year 30k?
BumMunch
How about that’s none of your fucking business? lol
QuestionablyShitposting
I've never understood the hesitance to share how much you make, given how much that benefits the corporation not the worker, can someone
dustonashelf
Nope, I live in California. Rents are high, insurance premiums are high, gas is high. childcare... paycheck to paycheck with multiple kids.
MoreAshyThanLarry
Move
PuppyDontCare
2/2 there are other less expensive ways to have a child.
victoryscreech
People end up calling hospital to negotiate a payment plan to pay debt.
RootyTootyDrunkenShooty
Everyone is in debt
Lanhdanan
1% of you aren't
pandemicmodedad
Like living in canada. I payed 20 bucks for a start up kit for babies. Thats it.
MrBoogerPig
A start up kit? Was it a bottle of wine, some candles, and an R&B cd?
pandemicmodedad
Wipes, some clothes, diapers and a few books. It was kinda worth it and completely optional.
somethingawesomeandgreat
In Finland the government gives you a starter kit with all kids of baby care stuff, clothes and equipment for free + paid leave
pandemicmodedad
Wr only got 60% pay for 1 year....
rollerskateorgies
In all fairness, you do pay for the hospital stay in Ontario. But we upgraded to a private room, even more costly, and it was something like
rollerskateorgies
$200/night if I remember correctly. We had to stay 3 nights, so $600 + parking is what it cost to have our first baby. My additional
ILikedTheirOldStuffBetter
This is a fine example of how medical debt has been the #1 cause of personal bankruptcy in America for many years.
Madv1lla1n
Free parking? Nope, gotta keep feeding the meter...
0000013
You pay a ton even with insurance. Usually 4-10k if going into a hospital. There’s a reason infant mortality and c-section rates in US (1/2)
Alpacalypsenow
Depends. I’m really lucky to have good insurance. I paid $0 to have my son in the hospital. Most don’t have access to this insurance though
0000013
Are at a developing country level
SephiRothIRA
I’m in the US. Paid $0 for all prenatal and delivery. The narrative that there is no good care here is false.
SephiRothIRA
The system sucks and is imbalanced, no doubt, but it is simply not true that the US has horrible health care point blank.
0000013
But it does. Healthcare that is good only for a select part of the population is a shitty healthcare. It’s really that simple.
axiomatik
If you have insurance, no it’s a lot less. Insurance companies have negotiated lower rates, and then you typically pay 20% of that.
Helipad0451
It still disgusts me when a hospital offers to discount the cost of outpatient treatment if I prepay in full.
iii900
No. I had decent insurance with my employer and still had to pay around $4k for the delivery and room stay. They wouldn’t negotiate.
Barrum
1/I find reality is just the opposite actually. When I broke my arm out of insurance, they automatically gave me a 40% Discount if I could
axiomatik
True, but the comment was asking about the charges shown in the picture. Insurance company doesn’t pay that high rate either.
Barrum
2/pay for each appointment the day I showed up (~$100-200 per appointment), which is absolutely a "of you're poor, let's make sure you can
Barrum
3/actually pay us by not grossly over charging you" rate.