Have to tell someone, so you're it

Jul 23, 2026 10:39 AM

FinnaBalooza

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405

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Is it possible right now?

Been living in nice apartment we bought with my ex-husband over 5 years ago. The housing company is a nightmare and I've had two burnouts in the last two years because of it. Finally put on my big girl pants and bought myself a small house. The dogs get a bigger yard and I get to be the weird middle aged woman in the neighborhood, that all the kids think is weird. And now I'm questioning all my decicions. What if there's something wrong with the house? (It was checked by a professional that the structure was healthy, but does anxiety listen to that? No). What if it's a financial catastrophe? (It's cheaper to pay and upkeep than my current one. I did the math MANY times over with different variables and scenarios. Thank you autism). What if something breaks? (It's thoroughly renovated and I have extensive insurances in place). I don't like the two toilets it has (first doesn't have any shelves or cabinets, second one has cabinets, but they don't face the toilet seat. And somehow this is an irk to me. And if I could check 8 things of my 10-thing-requirement-list for a house, a toilet cabinet is a small inconvience).

I found the house myself. I made the decision myself. I only asked what I wanted, for once. And I will not say outloud to anyone who knows me personally, that I'm scared that I made a mistake. But it's too late to back down. Money has changed hands (or bank accounts) and everything is in motion. I have so many lists what is required in this process and I'm ticking them off as I go. I have always done what is best for others. That others have it as easy as I can make it, by sacrificing my own wishes. Afraid, that if I want, or heavens aloud DEMAND, something for myself, it will cause a confrontation and make people dislike me. I'm really trying to learn how to say no. I don't have to do everything others ask me to. Hence the burnouts. Maybe this thing is a gift in anxiety-wrapped disguise. A first step toward what I want. And what I need. It's dangerous to be too nice in this modern day world. There are people who will take advantage of that. And I have to point out, my ex wasn't one of those people. He's one of the few, who stood my ground for me, if needed. We broke up on other reasons, mainly my autism-related emotional barricades.

I wish I wasn't doing this by myself, but life is what it is. I move in two days. I really should be packing, but hey: they say deadline is the best motivator.

TLDR: i'm moving, scared shitless. Opened up a little bit more than I was supposed to. Sorry <3 Back to packing ->

Do yourself a favor and look up supplemental property tax!! Do not let it bite you in the ass! Call your county assessor office and ask them all about it and they'll help you calculate it.

1 week ago | Likes 1 Dislikes 0

Take photos of everything and I mean everything. Outside, inside, equipment, serial numbers on HVAC, lawn mower, all that stuff.

1 week ago | Likes 3 Dislikes 0

Congrats. You got this. Try and save a little more money than you think you need. A wise comment here once said that "Rent is the most you will spend on your house in a month and a mortgage is the least you will spend". I wish you all the fun annoyances of home ownership and none of the catastrophic ones.

1 week ago | Likes 3 Dislikes 0

You bought a house.

1 week ago | Likes 2 Dislikes 0

Trump's approach to the housing crisis has been to DEPORT the majority of the guys with experience to upgrade houses for sale. I had a house in MO to sell and no non-Hispanic person was willing to take on the chore. The Mexican guy I hired did a great job and the real estate guy was also Mexican. Good luck with your new home!

1 week ago | Likes 3 Dislikes 1

Congrats! I had a period of buyer's remorse/anxiety with each house that I have purchased, if it's any consolation. This too shall pass.

1 week ago | Likes 2 Dislikes 0

Look up in all the faucets, they can be super gross and no one checks.

1 week ago | Likes 2 Dislikes 1

Bless! Congrats! I just bought one too! I’m super terrified and super excited!! Thanks to everyone offering advice here!

1 week ago | Likes 3 Dislikes 0

I've been a homeowner for 26+ years now, and we did the thing you're supposed to do which is buy the worst house in the best neighborhood. And boy, did it turn out to be the worst. But you know what, we've gotten through it (occasionally at significant cost, such as when we needed to replace the entire roof within a week of moving in). But you will get through it too!

1 week ago | Likes 2 Dislikes 0

YAY

1 week ago | Likes 2 Dislikes 0

Congrats! Youtube has a wealth of channels on how to fix just about anything on a home. This Old House is pretty reliable: https://youtube.com/@thisoldhouse?si=m95c35rgDaq5j1r_

1 week ago | Likes 6 Dislikes 0

I bout my first house a couple of years ago by myself, its certainly more work than renting (especially yardwork which sucks) but its kind of nice to know my payment will remain steady FOR THE NEXT 15 YEARS

1 week ago | Likes 12 Dislikes 0

The yard work is what got to me. We did start the process of re-landscaping with natives so there would be less work but moved before we got it complete. The great thing about native plants is they are already acclimated to local weather and normally require minimal time or resource inputs.

1 week ago | Likes 5 Dislikes 0

This is so real. I was desperate to get out of my apartment but absolutely terrified of owning a home. Luckily I married a pretty handy man, so it hasn't been as awful as I feared. 😅

1 week ago | Likes 3 Dislikes 0

congrats, try and keep a note of all the weird (good and bad) little things you saw about the house after you moved in. When I moved in to my place, I knew about the apple tree, but the pear tree and mulberry bushes were a wonderful surprise. I don't know (and am afraid to ask) why there was a chain lock to the basement door on the upstairs side, or why there is a grave marker in the back yard.

1 week ago | Likes 2 Dislikes 0

No matter how good of a house you buy, there’s going to be some issues you missed, the inspector didn’t call out, and the broker didn’t mention. The biggest thing is that you get it taken care of before the winter hits (when ice can turn a small issue into a big one). But, above any small issue, you have something that is now yours and you can do whatever you want with it, be happy and be proud!

1 week ago | Likes 3 Dislikes 0

It's house. It is no more than a machine for living. Do not fear it. It will.communicate with you- it will creak , groan and make strange noise in the night. And dont rush to make any changes or alterations, get to k ow the house first. You job is to be the wierd fun lady om the block!

1 week ago | Likes 3 Dislikes 0

1 week ago | Likes 7 Dislikes 0

Just did this myself, not exactly this, but buying my own place and having to do EVERYTHING on my own. It's hard. Spend the money to hire people to help. But, nearly 2 years later my therapist and I both consider this a huge turning point and foundational, in the right ways, for my next phase

1 week ago | Likes 3 Dislikes 0

Congrats! Now every aisle at Home Depot is important.

1 week ago | Likes 3 Dislikes 0

Congratulations! I did the same about 2 years ago - bought my first house on my own, had all the autism panics. It was stressful. I empathize. Once you get moved in and settled, though, it really is fun to take on projects and make it your own. I've learned new skills (and discovered a few I'm terrible at), and it's all okay because it's all just me doing it for me. You got this! <3

1 week ago | Likes 3 Dislikes 0

Well done! What a great thing to do for yourself. I bought my first home about 10 years ago and went through a lot of similar stuff. I managed to get a place that didn't need any expensive repairs or maintenance for quite a while. That's changed now though and I would recommend building a healthy emergency fund if you can. Things like a new hot water service, which I just had to do, are expensive and I'm tossing up whether to replace my roof at the moment. Not looking forward to that. Good luck!

1 week ago | Likes 4 Dislikes 0

Well, at least now you'll have a new hobby of DIY fixing all the little things that will for sure happen. But it's not all bad news, that's just the way entropy likes to keep us busy.....

1 week ago | Likes 24 Dislikes 0

Entropy made me remove a Garden wall :(


Then it made me get another one :(

1 week ago | Likes 9 Dislikes 0

Every little sound "did something just break". You will learn to have more hatrid towards the last owner than anyone else in the world.

1 week ago | Likes 3 Dislikes 0

Congratulations! You will have problems, every house needs maintenance. However it's yours, you can do the maintenance, you can build the shelves, you can redo the cabinets.

The best thing about owning your own home is if you don't like something then you can change it

1 week ago | Likes 3 Dislikes 0

CONGRATULATIONS! It's always good & fun to be the weird middle aged lady. Enjoy

1 week ago | Likes 2 Dislikes 0

Buyers remorse is an actual thing. However you have a house! You can fart in every room without remorse (unless the dogs are behind you). You can run naked throughout the house, who cares if the Amazon driver sees you! Be that crazy lady down the street. Own it with pride!!! Congratulations, the remorse will fade.

1 week ago | Likes 4 Dislikes 0

dogs: "jesus woman, I eat my own poop sometimes but your farts are just insane!"

1 week ago | Likes 1 Dislikes 0

You don’t apologize to the pups if you fart in their face? Sleep with one eye open, revenge will come when least expected!

6 days ago | Likes 1 Dislikes 0

I am very happy for you internet stranger.

1 week ago | Likes 2 Dislikes 0

Congrats!!! Im the 5yrs I've been a homeowner I've learned there's always going to be some sort of project that going to need done at some point but at least a mortgage is cheaper than rent and so long as no HOA you can do whatever you want with the property

1 week ago | Likes 14 Dislikes 0

Ugh. I wish. Where I'm at now, we are laying about $1000 less per month to rent our house than a mortgage would be. Shit's wild yo.

1 week ago | Likes 1 Dislikes 0

Damn

1 week ago | Likes 1 Dislikes 0

Large asterisk for the last point: Even with no HOA, there are likely city, county, or state laws that dictate what you can or cannot do on your property. Usually stuff about size and placement of additional structures like sheds/garages, what animals you can keep, etc.

1 week ago | Likes 5 Dislikes 0

In the process of hunting for a house and my biggest rule was absolutely no HOA. Don't care how lax it is or what amenities it comes with.. I want complete freedom on my property. I don't want to have to approve a fence through them, approve my house color, etc. why buy a house at that point?

1 week ago | Likes 2 Dislikes 0

Congratulations and good luck!

One general piece of advice, if you're open to it - try to save about 1.5-2% of the cost of the home every year for larger repairs. That way, when (not if, when) they happen, you won't have the financial stress on top of the "dealing with something that broke at an inconvenient time" stress.

1 week ago | Likes 60 Dislikes 0

Try to keep this all in an interest bearing account for all this too.. this way the money you save is just growing over time. You should also factor in vehicle costs. Obviously also get decent homeowners insurance that will help cover most of the costs.

1 week ago | Likes 2 Dislikes 0

See this is the type of unsolicited advice we can use! Good tip to keep in mind

1 week ago | Likes 23 Dislikes 0

And if the house is older (like 50+ years old), probably want to try and bump that percentage up to 3-4%. I had to have the old cast iron drain pipe for my downstairs toilet replaced this year and it cost about $10k.

But at least it's all PVC now so if there's ever any issue with it I can fix it myself for just the cost of materials.

1 week ago | Likes 3 Dislikes 0

I try to just do 10% of my income. Whatever doesn't get used for repairs is just savings.

1 week ago | Likes 2 Dislikes 0

Yes!

1 week ago | Likes 4 Dislikes 0

Check your AC condensate drain

1 week ago | Likes 16 Dislikes 0

Got a friend that moved into a new house like a month ago and his AC quit working cause of this. He lives in Florida.. not a great place to go without AC.

1 week ago | Likes 3 Dislikes 0

I've had an AC die of old age. Everything in the house, all furniture and surfaces were like 95°. It was unreal

1 week ago | Likes 1 Dislikes 0