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Every generation faces challenges. That’s true.

But it’s also true that many millennials entered adulthood during one economic crisis after another.

They graduated into the aftermath of the Great Recession, took on record levels of student debt, lived through a once-in-a-century pandemic during their prime working years, and now face housing costs that have climbed far faster than incomes in many parts of the country.

Whether you agree with every point in this post or not, one thing is difficult to ignore: financial stability feels farther away for millions of Americans than it did just a generation ago.

Maybe the real conversation isn’t about which generation had it harder. Maybe it’s about why working full-time no longer guarantees the kind of life people were told to expect.

Do you think millennials have been dealt a uniquely difficult hand, or does every generation simply face different battles? I’d like to hear your perspective.